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		<title>A What&#8217;s In Your Hand Chore Chart</title>
		<link>http://frugalhacks.com/2011/09/30/a-whats-in-your-hand-chore-chart/</link>
		<comments>http://frugalhacks.com/2011/09/30/a-whats-in-your-hand-chore-chart/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 10:59:21 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
				<category><![CDATA[cheerful frugality]]></category>
		<category><![CDATA[misc.]]></category>
		<category><![CDATA[money-saving hacks]]></category>
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		<category><![CDATA[what's in my hand?]]></category>

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		<description><![CDATA[My just turned two year old grandson is enamored of all things Noah's Ark. Also of all things Old McDonald, and animals in general. So when I was making the yard sale rounds recently and saw this Noah's Ark wall hanging for two dollars, I knew I had to have it for him. Kindly pretend [...]]]></description>
			<content:encoded><![CDATA[<p>My just turned two year old grandson is enamored of all things Noah's Ark.  Also of all things Old McDonald, and animals in general.<br />
So when I was making the yard sale rounds recently and saw this Noah's Ark wall hanging for two dollars, I knew I had to have it for him.</p>
<div class="separator" style="clear: both; text-align: center;"><a style="margin-left: 1em; margin-right: 1em;" href="http://1.bp.blogspot.com/-hRNaDbFcy90/Tn4cS96tcWI/AAAAAAAAE3A/tpLYpgtlwjI/s1600/IMG_2892.JPG"><img src="http://1.bp.blogspot.com/-hRNaDbFcy90/Tn4cS96tcWI/AAAAAAAAE3A/tpLYpgtlwjI/s320/IMG_2892.JPG" border="0" alt="" width="320" height="240" /></a></div>
<p>Kindly pretend you do not see the tape there. It was part of a project I was working on and I forgot to remove it for the picture.</p>
<p>What I initially planned was just to remove the strings, and give him the wooden animals as toys.</p>
<p>But his mother had recently <a href="http://heartkeepercommonroom.blogspot.com/2011/09/looking-for-toddler-chore-chart.html">expressed an interest in a chore chart</a> that he would enjoy and understand.  The chore charts we looked at were either too pricey (his parents are on an incredibly tight budget), or they required too much work to put together and were of limted use with a non-reading 2 year old.   So,  together we worked out a plan to make this 2.00 toy I had in my hand his new chore chart.</p>
<div class="separator" style="clear: both; text-align: center;"><a style="margin-left: 1em; margin-right: 1em;" href="http://3.bp.blogspot.com/-Kd4QbZOHAsM/Tn4ceZu9OiI/AAAAAAAAE3I/ko_MQzdHdSE/s1600/IMG_2894.JPG"><img src="http://3.bp.blogspot.com/-Kd4QbZOHAsM/Tn4ceZu9OiI/AAAAAAAAE3I/ko_MQzdHdSE/s320/IMG_2894.JPG" border="0" alt="" width="320" height="240" /></a></div>
<p>The Dread Pirate Grasshopper's mummy took pictures of him doing his chores, or otherwise performing his routine tasks.  These include such things as brushing his teeth, feeding the dog, putting away the silverware, tidying away his toys, and setting the table.  She had them printed in wallet sized copies.</p>
<p>I laminated them.  My husband hole punched them because I couldn't.  My contact paper, btw, came from the thrift shop.  Whenever I am at the thrift shop, I check for clear contact paper in the craft section because you never know.</p>
<p>As you can see in the picture, each pair of animals is attached by a long bit of twine which is knotted in the middle so as to make a loop for hanging the pair of animals on a peg.  I untied the knot, then slipped the middle of the twine through the hole in the laminated picture and knotted it again, so there is still a loop which the DPG can use to hang up the pair of animals when he has completed the task pictured on the card with them.</p>
<p>Now, if we were more artistic, we could have drawn a picture of the chore on the back of the animal, but we aren't artistic at all.  What we are is creative in the way that non-artistic people full of ideas they cannot implement need to be.  Necessity is the M. of I. and all that, as Bertie Wooster would have said if he'd thought of it.</p>
<p>So, to recap, a picture of the toddler performing part of his daily routine is attached to a pair of animals.  There is a small basket where the animals are stored, it also hangs on the Noah's Ark pegboard.  He can either pull an animal pair out of the basket and then hang them up when he completes a task, or his mother could hang up all the animals each night and he can gradually take them down during the day.  Or they can simply alternate- on Mondays the DPG takes animals off the chart as he does his tasks, puts them in the basket.  On Tuesdays, he takes them out of the basket and hangs them up.</p>
<p>We did not have a picture for every animal, because he doesn't have that many 'chores' yet, so there is room for the 'chart' to expand.</p>
<p>Incidentally, he loves it.  He was sitting in my lap as I wrote part of this post (trying to wait patiently for me to finish so he could watch another Old McDonald youtube video), and when he saw the picture he got excited and bounced up and down, telling me, "CHORE CHART!"</p>
<p>Now, the way to apply this frugal hack is not to go out and look for an identical wooden ornament.  The heart of frugality is flexibility. Other possibilities:</p>
<p>Magnets on the back of laminated pictures, and the fridge.</p>
<p>Laminated pictures and an ornament tree</p>
<p>Use your computer - put pictures on your desk top or remove them from the desk top as tasks are completed</p>
<p>Laminated or drawn pictures, a flannel board and an envelope.</p>
<p>Attach pictures to the outside of a decorated box or oatmeal carton, using clothespins.  Pull them off and drop them in the box when completed (along with the clothesepins).</p>
<p>&nbsp;</p>
<p>You may also want to read more on kids and chores:</p>
<p>Don't be a <a href="http://heartkeepercommonroom.blogspot.com/2011/07/four-moms-teaching-diligence.html">Martyr Mother</a>- if you love your kids selflessly, you will help them <a href="http://heartkeepercommonroom.blogspot.com/2008/03/initiative.html">develop initiative</a> and a good work ethic.</p>
<p><a href="http://heartkeepercommonroom.blogspot.com/2007/03/chores-and-children.html">The Common Room: Chores and Children</a>- Why? We believe in children doing chores. In fact, we believe in children working hard and contributing to the family's wellbeing. ...</p>
<div>
<div><a href="http://heartkeepercommonroom.blogspot.com/2010/08/teaching-your-children-how-to-do-their.html">The Common Room: Chores and Children-</a> How? When you first want to teach a child a chore, you spend time doing the chore with him. ...</div>
<div>
Four Moms with 35 kids between us discuss teaching children diligence, in <a href="http://heartkeepercommonroom.blogspot.com/2010/12/four-moms-on-children-and-chores.html">children and chores part I</a>&nbsp;</p>
<div><a href="http://heartkeepercommonroom.blogspot.com/2010/12/chores-for-children-part-two.html">The Common Room: Chores for Children, part two</a>:  The Dread Pirate Grasshopper is just fifteen months old, and he has already started helping out with chores ...</div>
<div></div>
<div>
<div><a href="http://heartkeepercommonroom.blogspot.com/2008/08/chores-and-children.html">The Common Room: Chores children, and culture: </a>Children spend an average of 24 minutes a day on chores, a drop of 25 percent from 1981 levels. Sometimes they are doing less because ...<br />
&nbsp;</p>
<div>
<p><a href="http://heartkeepercommonroom.blogspot.com/2009/06/chores-for-children.html">The Common Room: Chores for Children</a> : When?</p>
<div>
<p><a href="http://heartkeepercommonroom.blogspot.com/2007/03/chores-and-children.html">First Chores:</a> Probably about the time our children are two they are already helping to do a few easy chores with Mama (or Daddy). ...</p>
<div><a href="http://heartkeepercommonroom.blogspot.com/2009/10/children-and-chores.html">The Common Room: Children, Chores, and Rewards</a>: In the 1969 pamphlet Teach Your Child Free Enterprise! by  Dr. W. S. McBirne, published in 1969, the author talks about allowances  and chores ...</div>
<div>
<div><a href="http://heartkeepercommonroom.blogspot.com/2007/03/chores-and-attitude.html">The Common Room: Chores and Attitude</a><br />
Children learn from being servants, not from being waited on.&nbsp;</p>
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		<title>Quick Cash</title>
		<link>http://frugalhacks.com/2011/07/01/quick-cash/</link>
		<comments>http://frugalhacks.com/2011/07/01/quick-cash/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 11:11:25 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
				<category><![CDATA[make money]]></category>
		<category><![CDATA[money-saving hacks]]></category>

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		<description><![CDATA[Last week we talked about ways to bring in some extra money, specifically because I am looking for ideas to pass on to the members of my husband's Dave Ramsey class. Here are some more. Have a yard sale- we have found that we make more money at a yard sale on Thursday. So we [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://wp.me/pG6MO-Ry">Last week </a>we talked about ways to bring in some extra money, specifically because I am looking for ideas to pass on to the members of my husband's Dave Ramsey class.  Here are some more.</p>
<p>Have a yard sale- we have found that we make more money at a yard sale on Thursday.  So we (or rather, my friend in charge) runs the sale from Thursday thru Saturday, and Saturday everything is half off.  Location is also helpful- if you don't have a good location, see if a friend who does would be willing to go in with you and have a sale at her house.   Also know your area.  Many friends told me to just throw out the scads of 33 LPs my uncle left me because you can't sell records at all.  But in my area, you can.  We have a lot of vintage collectors, and they do buy.  When we had a booth at the thrift shop we regularly sold records for a dollar each- we weren't getting rich that way, but it was nice to have it.  I sold these for .20 each at the yard sale, and made nearly seventy dollars on records.</p>
<p>It may be true that you'll be better off in the long run donating to a thrift shop, getting a receipt, and itemizing on your tax return and taking the deduction.  But some don't make enough to itemize, and sometimes you need cash for an immediate sprint, not down the road at the end of a marathon.</p>
<p>My oldest daughter makes some money from <a href="http://www.surveysavvy.com?id=4169830&amp;action=join" target="_blank">Savvy Survey. </a>(link fixed)  She says it doesn't take her much time and she's got a 41.00 check coming in right now.  She's always wanted to stay home with her children, but it's especially important to her now, since her 7 month old son has so many special needs (and statistically, only 20-30% of babies with his condition survive early childhood).  She really appreciates opportunities to make any cash from home.</p>
<p>Are you making the <a href="http://heartkeepercommonroom.blogspot.com/2009/10/nickels-and-dimes.html">most of the weekly sales fliers</a> and coupons?  If you do this right, it's not about running from store to store to store. It's about organizing your list so that <em>don't</em> have to run from store to store, but you still get the best buys.  That said, a friend of mine who lives in a town with a Super Walmart  that promises to beat the lowest published sales prices makes her list, takes the sales flier to Walmart, and then she has them honor their promise to meet or beat the advertised price.  Personally, I haven't ever done very well with coupons, but YMMV.</p>
<p>Pick your own fruit somewhere, package it in appropriate amounts for a  quick/yummy dessert, attach copies of the recipe and peddle them in the  neighborhood. (a friend's kids have done that rather successfully -- she says you should go about  5:30-6 pm for best results.)</p>
<p>The same friend whose kids sell fruit says to blitz everybody you know with an email/flyer offering to wash their  windows for a set price/window. If a husband/wife or mom/older child can  work together on this, it is "fun" and doesn't take too long. Take into  account storm windows, need for ladder, etc., but a good set of  extension pole, squeegie (sp?), bucket, etc. could be a small investment  for a big payback.</p>
<p>Can you squeeze extra money out of your income by reducing your spending further in some area?  Could you do it just for a week?</p>
<p>Look for jobs doing babysitting, yard work, housecleaning, pet  sitting, sitting with an elderly person who can't be left alone (how  successful this is will depend on your area).  I think there's a big  need for respite elder care.   There's a particular niche for reliable, trustworthy  people who dress and carry themselves in way that makes elderly spouses  feel safe leaving you alone in their homes, caring for somebody with  Alzheimer's.  Start with somebody you know who is caring for an older family member, off to sit for them for free a couple hours a week, or just to come over while they are home and help out- that way you know if they can help or not.  If you are good, they *will* pass your name and number on to others.  Find out if there are any programs in your area for seniors, and visit them- our local nursing home invites seniors and their caregivers for lunch at a reduced price once a week.<br />
However- if you're babysitting, <a href="http://heartkeepercommonroom.blogspot.com/2006/01/from-bleeding-heart-to-capitalist-pig.html">don't make the same mistakes I did </a>when I started running a home daycare from my house.  Actually, even if you aren't doing daycare, some of the same lessons apply to any business.</p>
<p>I have never done this, but if you play a musical instrument, is there some event or busy street corner where you could play for passers by?  Different areas will have different regulations and permits may or may not be required.  If it's something you've tried, let me know how it works.</p>
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		<title>Candles</title>
		<link>http://frugalhacks.com/2010/11/05/candles/</link>
		<comments>http://frugalhacks.com/2010/11/05/candles/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 11:14:35 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
				<category><![CDATA[crunchy stuff]]></category>
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		<guid isPermaLink="false">http://frugalhacks.com/?p=2728</guid>
		<description><![CDATA[Burning candles is something that makes the cooler, darker days seem brighter and warmer- but they don't just 'seem' that way- they do make things  warmer.  One candle in the room adds the equivalent of one person's body heat to the room. But where to get candles at a frugal price?  We buy most of [...]]]></description>
			<content:encoded><![CDATA[<p>Burning candles is something that makes the cooler, darker days seem brighter and warmer- but they don't just 'seem' that way- they do make things  warmer.  One candle in the room adds the equivalent of one person's body heat to the room.</p>
<p>But where to get candles at a frugal price?  We buy most of ours from the local thrift shop- I watch for seasonal sales in particular, as I don't much care if I am burning an orange candle in December, or a blue one smelling of the sea shore in January (in fact, I'd love that).  I also buy the little tea lights for fondue pots when they go on sale.</p>
<p>Stock up- CVS and Walgreens will often feature packages of candles as loss leaders- they will have a coupon allowing you to get four or six candles at a drastically reduced price.</p>
<p>Consider buying replacement wicks from the local craft store, so that those marked down, scuffed up and burned out thrift shop candles can be refurbished with a new bit of wicking for a longer life.</p>
<p>Getting the fullest possible use out of your candles:</p>
<p>If the candle holder is black from smoke, you can clean it up very easily by wiping it out with a cloth dipped in rubbing alcohol.</p>
<p>REuse the container for more candles- to empty it out of the leftover bit of wax, put it in the freezer over night.  The candle should pop out easily, with perhaps just a bit of leverage from a butter knife.</p>
<p>Don't throw the wax away- I save old candle ends and the last bits of crayon.</p>
<p>You can use these to rub on the edges and metal parts of a drawer that sticks to make it open and close more smoothly.</p>
<p>You can rub the bottom of a large cardboard box with a bit of candle end and use the box for sliding down a grassy hill.</p>
<p>If the candle is scented, you can melt it down (gently, over low heat) and pour into candy molds, freeze, pop them out, and you have those scented wax pieces for tart burners.</p>
<p>Make fire starters- take an egg carton and put old dryer lint in each compartment.  Pour melted candle wax over the lint. Let cool.  Use these on camping trips and for bonfires outside.  Good stocking stuffers for your outdoorsmen!</p>
<p>You can make another candle with them, or you can make the following Christmas ornament:</p>
<div class="separator" style="clear: both; text-align: center;"><a style="margin-left: 1em; margin-right: 1em;" href="http://photos1.blogger.com/blogger/1757/848/1600/candycane.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="float: left; margin: 0pt 10px 10px 0pt;" src="http://photos1.blogger.com/blogger/1757/848/320/candycane.jpg" border="0" alt="" width="132" height="200" /></a></div>
<p><a href="http://heartkeepercommonroom.blogspot.com/2005/12/another-easy-and-frugal-christmas.html">Directions here</a>.</p>
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		<title>Ten Frugal Practices I Wish We&#8217;d Done from the Beginning</title>
		<link>http://frugalhacks.com/2010/06/18/ten-frugal-practices-wed-beginning/</link>
		<comments>http://frugalhacks.com/2010/06/18/ten-frugal-practices-wed-beginning/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 10:38:32 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
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		<description><![CDATA[This list is off the top of my head. If you ask me again tomorrow, it will probably look slightly different, and the week after that I might remember something else I think is even more important. There is probably something more important that we do that I learned at my mother's knee so I [...]]]></description>
			<content:encoded><![CDATA[<p>This list is off the top of my head.  If you ask me again tomorrow, it will probably look slightly different, and the week after that I might remember something else I think is even more important.  There is probably something more important that we do that I learned at my mother's knee so I take it for granted that everybody knows.  That's why I didn't title this: "The Ten Most Important Frugal Things We've Done".  </p>
<p>1. <a href="http://heartkeepercommonroom.blogspot.com/2005/12/greasing-rungs-on-ladder-of-life.html">This advice given to us at the beginning of our marriage</a>.  We did know this one from the beginning, but we also strayed from this one too many times.  Still, having been told early on, we did do much better than might have otherwise.  We'd have done better still to never use a credit card at all, or at least to never, not even once, use it without paying off the balance at the end of the month.</p>
<p>2. <a href="http://heartkeepercommonroom.blogspot.com/2006/03/laundry-soap-our-recipe.html">Laundry soap, home-made</a> (Also check out my Q and A posts on the <a href="http://tinyurl.com/SoapQ-A">laundry  soap here</a>. <a href="http://heartkeepercommonroom.blogspot.com/2008/08/laundry-soap-bubbles.html">also here</a>, and for more information on suds try <a href="http://tinyurl.com/washsuds">here</a>.) This would have saved us a bundle if we'd done it from the beginning or our 1982 marriage instead of only the last five years.</p>
<p>3.  After far too many years of ordering pizza delivered on pay-day,<a href="http://heartkeepercommonroom.blogspot.com/2005/12/greasing-rungs-on-ladder-of-life.html"> we finally realized that if there is any regular indulgence in your life that you can only afford on payday</a>, you really cannot afford it at all and need to get your spending  under control.  We needed to get our <em>self-control</em> under control!</p>
<p>4. <a href="http://heartkeepercommonroom.blogspot.com/2009/02/home-made-diaper-wipes-and-freshening.html">Home-made diaper wipes and travel wipes</a>.  We did this pretty well for the last three children. Even though the 'baby' is now nearly 12 years old, I still make these from time to time for traveling.  So refreshing!  And so nice for sensitive skin.  Also, I asked my grandson's mama to tell me off the top of her head her favorite frugal tip she'd learned from me, and this is what she thought of.  My grandson's mama is my second daughter, and while I do love being the grandmama, I can't really say it's more fun than being the Mama.  It's loads of fun, but not <em>more</em> fun- just different.</p>
<p>5. <a href="http://heartkeepercommonroom.blogspot.com/2009/02/second-hand-clothes-and-stain-removers.html">This home-made stain remover</a>, which works even on thrift shop baby clothes with yellowed stains of undetermined origin.  In fact, sometimes I can buy used baby clothes that are drastically marked down because of those yellow stains, and then I soak them, launder them, and sell them at a yard sale or consignment store for more than I paid.</p>
<p>6.  <a href="http://heartkeepercommonroom.blogspot.com/2010/06/washing-hair-with-baking-soda.html">Washing my hair with baking soda</a>  I do have incredibly soft water.  When we went on vacation we stayed in places where the water was incredibly hard, and my hair just felt stiff and icky, so while we were gone I switched back to shampoo- only Head and Shoulders because my hair felt so gross  (Pipsqueak, who has thin, silky, very blonde hair, does not use baking soda, and she, too, complained of her hair feeling 'gunky' from the hard water).   I noticed that I had to shampoo my hair daily or it was greasy and clumpy, whereas, at home with baking soda, I can go three days between washings, and my hair <em>still</em> isn't as disgusting as it was in 24 hours with hard water and shampoo.</p>
<p>7.  Washing <a href="http://heartkeepercommonroom.blogspot.com/2009/03/clean-your-face-with-oil.html">my face with cod liver oil</a> The first week I did this every night.  Now I only use the oil a couple times a month, and mostly just splash my face with warm water and baking soda the rest of the time (the baking soda when I am washing my hair), and maybe take clean, wet washcloth to it.  I don't wear make-up, so this regimen works well for me.  If you wear make-up, the cod-liver oil is a great remover.</p>
<p>8. <a href="http://heartkeepercommonroom.blogspot.com/2010/06/wheat-free-sugar-free-dairy-free-egg.html">This recipe for cookies</a>- no wheat, no corn, no eggs, no sugar, no dairy, but the Cherub still loves them!</p>
<p>9. <a href="http://www.amazon.com/gp/product/0375752250?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=0375752250">Reading the Tightwad Gazette Books</a> To be fair to myself, I could not have read these from the beginning because they were not published yet.  I do have all my Progeny read them for part of their Home Economics class in our homeschool.  If anybody tells you these are 'extreme' ask them how much they are saving each month and what their debt level is, and then ponder whether or not that's the sort of standard you share or desire.</p>
<p>10.  Revising my way of thinking from 'what do I feel like having' to the  <a href="http://heartkeepercommonroom.blogspot.com/2006/03/what-do-i-have-in-my-hand.html">What's  In My Hand</a> principle (<a href="http://heartkeepercommonroom.blogspot.com/2005/12/what-do-you-have-in-your-hand_31.html">see  also here</a>) , because the biggest aid in frugality is attitude.  I know you've heard me say that before, but I don't think we can hear it enough.  Y'all are probably much nicer than me, but there are always new areas I am discovering where I am a bit of a spoiled brat.  I am 48 years old and I think I was a late bloomer at this growing up stuff.</p>
<p>So... what do you wish you'd known way back when and put into practice from the start?</p>
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		<title>Frugal Eats On Road Trips</title>
		<link>http://frugalhacks.com/2010/05/07/frugal-eats-road-trips/</link>
		<comments>http://frugalhacks.com/2010/05/07/frugal-eats-road-trips/#comments</comments>
		<pubDate>Fri, 07 May 2010 11:25:21 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
				<category><![CDATA[crunchy stuff]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[money-saving hacks]]></category>
		<category><![CDATA[Out of the Box Frugality]]></category>
		<category><![CDATA[Recipes]]></category>
		<category><![CDATA[what's in my hand?]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=2244</guid>
		<description><![CDATA[I tried to count the number of road trips our family has taken, but I really just can't. I have no idea. And when I talk about road trips, I am talking about trips we have taken of several days duration, sometimes weeks, and, a couple of times, road trips that lasted over a month. [...]]]></description>
			<content:encoded><![CDATA[<p>I tried to count the number of road trips our family has taken, but I really just can't.  I have no idea.  And when I talk about road trips, I am talking about trips we have taken of several days duration, sometimes weeks, and, a couple of times, road trips that lasted over a month. </p>
<p>That's because for years our family "vacations" were known by another term- PCS move- that's Permanent Change of Station, or transfer, for you civvies out there. My husband was in the military for 20 years- he was in boot camp on our first anniversary.  During his career, we combined our new orders with a road trip and a few visits to sites of historical or personal interest.  He saved up his leave for these trips.  This is how our family managed to live frugal and still visit places like Yellowstone, Mt. Rushmore, Lliard Hot Springs in Canada, the natural history museum in Regina Canada, campgrounds in Alberta, Saskatchewan, and the Northwest Territory of Canada, as well as all along the Al-Can highway, many a natural history museum, Little Big Horn, Chimney Rock, the Grand Canyon, the Painted Dessert, art museums in California, Nebraska, a cowboy museum in Texas, the Olympic Peninsula  and so much more. We were moving, and we took a little detour here and a little detour there.</p>
<p>The military pays families who are transferring a per Diem rate for food.  That is supposed to be enough to cover eating out a restaurant, but we never found that it was quite enough for our family- our daughters are surprisingly healthy eaters.  It was, however, more than enough to cover picnics, and if we did those right we might even have enough left over for part of the museum entrance fee.=)</p>
<p>My husband retired from the Air Force six years ago, and we no longer get a per Diem travel rate, nor do we do as much traveling.  (On the plus side, we do make a little more money in the civilian sector, and he doesn't go overseas without us for two months out of every year).  Still, what we learned during our military travels still works for us.  Here are some of the things we do while traveling with family.</p>
<p><strong>Foods that travel well</strong>:<br />
dried fruits and vegetables.  Some of us love snacking on sun dried tomatoes (look for sales, or learn to dry your own), some munch on raisins, my husband's dried fruit of choice is prunes.<br />
<a href="http://heartkeepercommonroom.blogspot.com/2007/09/oatmeal-breakfast-recipes.html">Granola</a>- make your own.<br />
Nuts<br />
boiled eggs if you have a good ice-chest<br />
summer sausage<br />
jerky<br />
oranges- they come in their own wrapping and don't get squished like bananas. On the other hand, they can be messy.<br />
Cabbage- seriously, my husband loves to munch on wedges of raw cabbage.<br />
Pretzels<br />
bread and muffins- especially if you freeze it first, pack in single layers in a tupperware container, and store in the ice-chest.  We're going to be trying these 'main dish' muffins later this month- they are really miniature quiches you can hold and eat one-handed.  We know they work for short car trips as we've been doing that for a few weeks now.<br />
snack mixes- like chex mix- made from scratch, of course.=)<br />
bagels</p>
<p>Sometimes I like to pack meals that we can easily eat in the car, and then we use the time we would have ordinarily spent eating visiting a park or a museum.  </p>
<p>We might  bring brown paper lunch bags and fill up the bags with our snack items- things like carrot sticks, fruit, chopped wedges of cabbage, popcorn, celery sticks, crackers, cheese, slices of sausage, nuts, raisins, home-made cookies, dried tomatoes, and cherry tomatoes. The Headmaster likes to eat raw green onions. You can usually pick up dried prunes quite inexpensively at the local dollar store or discount grocery.</p>
<p>We like sandwiches in pita or pocket bread best, because the filling isn't so likely to fall out.  One of our favorite fillings is this <a href="http://heartkeepercommonroom.blogspot.com/2008/07/chinese-pork.html">Chinese Pork</a>, either on its own, or mixed with cream cheese.  You can make up a batch of this, put it in pocket bread sandwiches and freeze them.  Then pack them frozen and eat in a day or two when they defrost.</p>
<p>Sometimes I make sandwiches at home and freeze them in advance. Other times I just pack the fixings. A favorite lunch to have at a picnic table somewhere is miniature shish-ka-bobs. I set out olives, pickles, cherry tomatoes, cubes of cheese or sausage, mushrooms, and canned pineapple chunks (don't forget your can opener!). We supply toothpicks or pretzel sticks and napkins. Each person makes their own miniature shish-ka-bobs on the toothpicks or pretzel sticks (the pretzel sticks tend to break unless you poke holes in the food first).</p>
<p>We find that breakfast is usually the cheapest meal to eat at a restaurant, so if we are going to eat out, that's the time we choose. If we don't want to eat at a restaurant at all, I pack yogurt and homemade granola, and we eat granola and yogurt while driving.  Yogurt keeps better than milk while living from an ice-chest.</p>
<p>The harder cheeses keep better than soft ones.</p>
<p>peanut butter, of course, unless you have allergies.  Have the peanut butter in sandwiches, in celery, or mixed with powdered milk and a dab of honey for peanut butter 'play dough cookies' (we roll them into balls and eat them)</p>
<p>"Melba" toast- one of our kids favorite snacks when young was home-made whole wheat bread sliced and toasted at a very low heat in the oven for a long enough time that it was dried all the way through.  This kept well while traveling (just store it so it can't be crushed to crumbs) and is delicious with a mixture of cream cheese and grated cheese.</p>
<p>For a couple of trips where we weren't sure of hitting a grocery store,  I grew sprouts while we traveled. I soaked a jar of sprouts overnight before we left, topping it off with a square cut off from an old nylon stocking and a rubber band.  Three times a day when we stopped somewhere I rinsed and drained them.  I prefer drinking fountains and pumps at parks to gas station restrooms.;-) That way we had a fresh vegetable just about the time our other fresh produce was running out.</p>
<p>We have also put snacks in ice cube trays. This is fun, but a bit messy at times. I like the tupperware ice-cube trays that have lids. The fun part about this is that small children like having this smorgasbord of snacks to choose from all divided up into little containers, but they are not overwhelmed by the amounts.</p>
<p>We each get a bottle of water that we refill as needed. I like to put a sprig of mint in mine, and I like to wrap other mint springs in a wet paper towel so I can have more when my first sprig is ready to be tossed (or eaten). The FYG has her water rationed because, while we are not unreasonable about bathroom stops, we do think every hour is a bit much. </p>
<p>Where to Stop<br />
Whenever possible I like to take our driving breaks at museums or sites of historical interest, but it's also good to stop at places where the children can run off their pent up energy.</p>
<p>When the children were younger we would stop at rest stops and have foot races, climb trees, ask the children race to the next tree by hopping on one foot, jumping, hopping backward, skipping, and somersaulting- we could ask them to do these things under a watchful eye while we were getting out the picnic stuff. I pack sidewalk chalk and a jump-rope. We can sketch out a hopscotch pattern on the sidewalk in a moment, and the jump-rope can be used in a covered picnic area or in a ground floor hotel room on a rainy day.  </p>
<p><strong>Things to pack</strong>:<br />
can opener<br />
tablecloth for rest area picnic tables.  I also like a quilt to spread out on the ground<br />
paper towels and <a href="http://heartkeepercommonroom.blogspot.com/2009/02/home-made-diaper-wipes-and-freshening.html">home-made wipes</a><br />
water bottles<br />
plates- this is up to you- you can pack one dessert plate for each person, use foods that won't be too messy, and rinse them off after each meal stop, or you can pack paper plates.  Or plan foods that don't need plates, and use napkins- cloth can be rinsed, rung out, and set to dry in a sunny window or on top of the ice-chest, or just relax and use the disposable ones.  Consider how frugally green you are being by NOT eating at a restaurant=)<br />
ice chest<br />
cheese slicer<br />
vegetable peeler<br />
paring knife and small cutting board (I have one that is only about 18 square inches, it fits nicely inside a ziplock bag with the paring knife and in the side of our ice-chest.<br />
salt and pepper<br />
Ziplock bags or other food storage containers</p>
<p>Other tips:<br />
Plan regular grocery store stops along the way to replenish a few fresh vegetables, fruits, cheeses, and yogurts.  I would buy a package of cream cheese and one of grated cheese and mix them in a ziplock bag, kneading until well combined, for a cheese spread for crackers.<br />
Cottage cheese, dill and garlic make a favorite dip for vegetables.<br />
If you long for a hot meal, go through the drive through of a fast food place and order one hot thing from the dollar menu, supplement with your own fruits and vegetables.<br />
Learn to drink water, make sure your kids are fine with water.  You will save SO much money this way.</p>
<p>Do some advance planning and prep- cut up turkey ham and freeze it in cubes, bake and freeze muffins and cookies, mix up some snack mix (we like oyster crackers, peanuts, mixed with dill, garlic powder and buttermilk powder and tossed with a bit of oil), make and freeze sandwiches (spreading them with butter will keep them from getting soggy when defrosted), dehydrate some cherry tomatoes or other products, make granola...</p>
<p>What are some of your favorite meals while traveling?  How do you save money on food during road trips?  </p>
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		<title>Reader hacks</title>
		<link>http://frugalhacks.com/2010/04/13/reader-hacks-11/</link>
		<comments>http://frugalhacks.com/2010/04/13/reader-hacks-11/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 11:58:08 +0000</pubDate>
		<dc:creator>kimc</dc:creator>
				<category><![CDATA[money-saving hacks]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=2177</guid>
		<description><![CDATA[Angela shares ideas on Road Tripping With Children without breaking the bank. A bunch of blogging mommas have worked together to set up Shopping Lists that have all the sale items and coupons at most groceries, including regional chains. Check out the 4 Moms 35 Kids series, where 4 moms with large families share tricks of [...]]]></description>
			<content:encoded><![CDATA[<ul>
<li>Angela shares ideas on <a href="http://lifeasadrum.blogspot.com/2010/03/road-tripping-with-children.html">Road Tripping With Children</a> without breaking the bank.</li>
<li>A bunch of blogging mommas have worked together to set up <a href="http://www.afullcup.com/store-shopping-lists">Shopping Lists</a> that have all the sale<br />
items and coupons at most groceries, including regional chains.</li>
<li>Check out the <a href="http://inashoe.com/2010/03/4-moms-35-kids/">4 Moms 35 Kids</a> series, where 4 moms with large families share tricks of the trade for <a href="http://inashoe.com/2010/04/3-moms-35-kids-food-budget/">budgeting</a>, <a href="http://inashoe.com/2010/04/menu-planning-4-moms-35-kids/">menu planning</a>, and more!</li>
</ul>
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		<title>Reader hack: uses for leftover giftwrap</title>
		<link>http://frugalhacks.com/2010/02/02/reader-hack-leftover-giftwrap/</link>
		<comments>http://frugalhacks.com/2010/02/02/reader-hack-leftover-giftwrap/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 18:26:12 +0000</pubDate>
		<dc:creator>kimc</dc:creator>
				<category><![CDATA[money-saving hacks]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=1800</guid>
		<description><![CDATA[From Ben: Perhaps you have found storing wrapping paper for a year awkward or have just a little that you are trying to use up. I've repurposed wrapping numerous ways. Here are a few of my favorite wrapping paper hacks: Tablecloth: Depending upon the design, you've got yourself an easy clean up cover for your [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.thriftyapp.com/">From Ben:</a></p>
<p style="padding-left: 30px;">Perhaps you have found storing wrapping paper for a year awkward or have just a  little that you are trying to use up. I've repurposed wrapping numerous ways.  Here are a few of my favorite wrapping paper hacks:</p>
<ol style="padding-left: 30px;">
<li>Tablecloth:  Depending upon the design, you've got yourself an easy clean up cover for your  dining table.</li>
<li>Tablecloth (part 2): Or, turn it around and display the  white side. This serves the same purpose as a tablecloth with some added fun.  Draw, color, or paint on the white table covering for some family fun.</li>
<li>Origami: If you have just a bit of wrapping paper left, cut squares and make  some festive paper cranes.</li>
<li>A makeshift sword, light saber, or schwartz: As  a kid, I preferred the latter, a reference to Space Balls the movie. Children,  and kids at heart, can have at least five minutes of fun before destroying the  cardboard tube.</li>
<li style="padding-left: 30px;">Wrapping paper: December and January birthdays along with  New Year's Eve party hosts have resigned themselves to receiving gifts wrapped  with evergreens and snowmen.</li>
</ol>
<p style="padding-left: 30px;">What uses have you found for leftover wrapping paper?</p>
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		<title>Reader hack: fluorescent bulbs</title>
		<link>http://frugalhacks.com/2010/01/30/reader-hack-fluorescent-bulbs/</link>
		<comments>http://frugalhacks.com/2010/01/30/reader-hack-fluorescent-bulbs/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 18:17:35 +0000</pubDate>
		<dc:creator>kimc</dc:creator>
				<category><![CDATA[money-saving hacks]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=1796</guid>
		<description><![CDATA[Kimberly at Frugal Playground says: Do your fluorescent bulbs actually last like they claim? Ours haven’t. We’ve used fluorescent bulbs since we’ve been married (6 years in January!) and in two different residences. We started writing the date with a sharpie on each bulb and saving the receipts with packaging. The box claimed they’d last [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://frugalplayground.com">Kimberly at Frugal Playground</a> says:</p>
<p style="padding-left: 30px;">Do your fluorescent bulbs actually last like they claim? Ours haven’t. We’ve  used fluorescent bulbs since we’ve been married (6 years in January!) and in two  different residences. We started writing the date with a sharpie on each bulb  and saving the receipts with packaging. The box claimed they’d last five years I  think it was, and it wasn’t even a year. I don’t know if we got ones that were  poorly manufactured or what. I’d recommend saving the packaging and receipt even  though it’s annoying because I recently shipped some of ours back to the company  and they sent me 2 x $20 coupons to replace the bulbs...</p>
<p><a href="http://frugalplayground.com/?p=578">Read the rest of Kimberly's post here</a></p>
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		<title>Frugal and Creative Christmas (or other) Gifts</title>
		<link>http://frugalhacks.com/2009/12/04/frugal-creative-christmas-gifts/</link>
		<comments>http://frugalhacks.com/2009/12/04/frugal-creative-christmas-gifts/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 11:50:32 +0000</pubDate>
		<dc:creator>DeputyHeadmistress</dc:creator>
				<category><![CDATA[money-saving hacks]]></category>
		<category><![CDATA[Out of the Box Frugality]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=1650</guid>
		<description><![CDATA[For children- the best way to reduce your children's expectations and cases of the 'gimmes' is to turn off the television, or at least the commercials, and take them to the library or the park instead of the mall or toy shop.  If they don't know what's out there, they can't yirn for it (yes, [...]]]></description>
			<content:encoded><![CDATA[<p>For children- the best way to reduce your children's expectations and cases of the 'gimmes' is to turn off the television, or at least the commercials, and take them to the library or the park instead of the mall or toy shop.  If they don't know what's out there, they can't yirn for it (yes, yirn is what I meant):</p>
<p>Use magazine or catalog pages (because they are glossy so hold up better) and <a href="http://www.mathematische-basteleien.de/paper_ship.htm">make a set of paper boats</a>.  Make them really small and give them in an old metal tin formerly used to house mints (altoids, usually). Paint the tin or decoupage it if you like.</p>
<p>Use the old metal tins to hold the beads from several pieces of costume jewelry picked up at a thrift shop or yard sale (or from your old stash)- take apart the costume jewelry and give the beads, findings, and a bit of floss or fishing line to a child interested in making her own necklaces or bracelets.</p>
<p>We have found lots of old classic board games and puzzles at the thrift shop.  Games are easier to check to be sure they have all the pieces, and you can either take a chance with a puzzle or watch for puzzles that haven't been opened.</p>
<p>A small basket of 'go-together' things from the thrift shop and your own head:</p>
<ul>
<li>A couple of matchbox cars, a book about cars, a toy stop sign or house, and a plastic or vinyl placemat upon which you have drawn a few roads.</li>
<li>A toy shark, a book about sharks, and a framed picture of a shark (you frame it from a picture from an old calendar or a book that the thrift shop tossed in with a batch of other books because it was falling apart), or some viewmaster cards about ocean creatures.</li>
<li>A 'bedtime basket: two or three bedtime story books, a stuffed animal, and a comfy pair of pajamas made from a pair of sweat pants and a co-ordinating t-shirt.</li>
<li>A jump rope, a set of jacks, and a book of jump rope rhymes (you could put this together yourself from jump rope rhymes you find online.</li>
<li>Blocks and toy soldiers or toy animals.</li>
<li>Have you ever noticed how many Christmas ornaments would also make nice items for the dollhouse?  Don't do this if any of your children still mouth their toys, as Christmas ornaments are not tested for child safety issues, such as lead paint and other hazards.  Use common sense.</li>
<li>A few wood scraps, some old tools (simple things, a small hammer, a screw-driver, a wrench), and some nuts and bolts.</li>
<li>A home-made batch of play-dough and some cookie cutters and a rolling pin from the thrift shop, along with other odds and ends that would make interesting shapes and patterns in the dough.</li>
</ul>
<p>For young cooks or older cooks, look for small kitchen gadgets and build a present around that. One year at our house the 'easter basket' for each of our little girls was a stainless steel mixing bowl, a small wooden spoon, a small whisk,  and a small baking tin, and it was a big hit. Other kitchen related presents I thought of while browsing the thrift shop:</p>
<p>A <a href="http://www.amazon.com/gp/product/B00196WGSI?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=B00196WGSI">nutmeg grater</a> (I picked one up at the thrift shop for .50), a couple of whole nutmegs (<a href="http://www.amazon.com/gp/product/B00017WSNE?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=B00017WSNE">this package</a> could contain as many as a dozen whole nutmegs so you could make several little presents with them), and a batch of a recipe using grated fresh nutmeg along with a copy of the recipe (or forego the batch if you the present won't be opened for a while).  We like <a href="http://heartkeepercommonroom.blogspot.com/2008/10/whats-for-breakfast_30.html">nutmeg muffins</a>, immensely.</p>
<p>Cookie cutters, colored sugars (you can make your own by putting sugar and some food coloring in a small jar and shaking very, very well), and a recipe for sugar cookies.  Include a batch of dough if the present is to be opened immediately (<a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2008/12/09/FD5114F6QO.DTL&amp;type=food">this freezer recipe</a> looks good).</p>
<p><a href="http://www.amazon.com/gp/product/B000KEYDFO?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=B000KEYDFO">A fluted pastry cutter</a> and a recipe for <a href="http://southernfood.about.com/od/cookierecipes/r/bl30409w.htm">these cookies</a> (instead of cookie cutter shapes, roll out the dough and use the pastry wheel to make squares and diamonds), or for home-made noodles.</p>
<p>A <a href="http://www.amazon.com/gp/product/B000XEDUNM?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=B000XEDUNM">teaball or tea infuser</a>, a teacup and saucer (or a pair) and some looseleaf tea (check your local natural foods store, or consider making your own blend).</p>
<p><a href="http://www.amazon.com/gp/product/B00004OCKT?ie=UTF8&amp;tag=cmasonideas-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=B00004OCKT">An apple corer-slicer</a> and a recipe for an apple dip. If  you find a pretty bowl with a lid this would go nicely with this present , especially if you fill it with a batch of the dip.=)</p>
<p>For somebody with a green thumb:</p>
<p>If your recipient has a sunny window, consider a pretty pot of soil (I saw lots of pretty planters at the thrift shop) and some herb seeds, or buy some mint at the grocery store (produce section) and plant it in a pot.</p>
<p>A book on gardening , some seeds, graph paper, and an out of the ordinary gardening catalog (<a href="http://johnnyseeds.com/">Johnny's Selected Seed</a>, <a href="http://www.seedsofchange.com/">Seeds of Change</a>, <a href="http://www.territorialseed.com/">Territorial</a>, <a href="http://www.groworganic.com/default.html?welcome=T&amp;theses=6359352">Peaceful Valley Seeds</a>, for example)- I saw lots of nice books on gardening at our thrift shop- not all 'how-to' books, but also pretty coffee table books, devotional type books, gardening memoirs both funny and sad.</p>
<p>A pretty shallow bowl, some flat glass beads, and a bulb for forcing.</p>
<p>For a young couple:</p>
<p>A basket of Christmas decorations</p>
<p>A pair of matching mugs or bowls and home-made hot cocoa mix, spiced tea, or ice-cream topping; add a deck of cards or some other game.</p>
<p>For a man:</p>
<p>Find a nice  'manly' tin, and wrap up a batch of cookies or home-made bread.  Include a home-made certificate entitling the recipient to one refill (or one refill a month, or membership in a 'cookie of the month' club).</p>
<p>Pick up a good thermos, if you can find one (I've seen a Stanley thermos at our thrift shop a couple of times), or a couple of sealable lunch containers.  Promise to keep them filled.=)</p>
<p>Put together a shaving kit- I found a boar hair bristle brush one year (admittedly, this will not be a common find, but you never know, and the point of this post is to prime your pump, not give you a dot to dot list), and included the brush, a bar of goat's milk soap, and mug to put it all in.   You can add a good razor and some aftershave.</p>
<p>A tie and a tie-pin- and if you cannot find a tie-pin you think he'll like, put together one of your own by finding a plainish, flat tie tack and using something like a dab of Gorilla Glue to attach a better front- look through thrift shop jewelry, craft supplies, and even on the fastentings of clothes to find something you think he'll like.</p>
<p>If your guy travels, you can put together a traveling kit for him- look for a nice small and manly bag at the thrift shop and add things like:</p>
<ul>
<li>small bottle of shampoo</li>
<li>nail clippers</li>
<li>pain-killer</li>
<li>chapstick</li>
<li>unscented lotion</li>
<li>mouthwash</li>
<li>toothpaste</li>
<li>toothbrush</li>
<li>floss</li>
<li>laminated photo of you and the kids</li>
</ul>
<p><a href="http://artofmanliness.com/2009/11/27/the-art-of-manliness-holiday-gift-guide-2009/">While the items on this list</a> are not exactly frugal, this is a really good source for ideas on all things manly.</p>
<p>--------------------------------------------------------------------------------------------------------------------------</p>
<p>Those are a few of the ideas I had while browsing the thrift shop.  What are some of your more creative ideas for frugal gift giving?</p>
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		<title>Reader hacks</title>
		<link>http://frugalhacks.com/2009/11/19/reader-hacks-9/</link>
		<comments>http://frugalhacks.com/2009/11/19/reader-hacks-9/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 22:25:22 +0000</pubDate>
		<dc:creator>kimc</dc:creator>
				<category><![CDATA[money-saving hacks]]></category>

		<guid isPermaLink="false">http://frugalhacks.com/?p=1632</guid>
		<description><![CDATA[Noah reminds us that that everyone, by law, is entitled to get a free copy of their credit report.  This page on his site has some helpful links for doing just that. For all the talk about being responsible with credit, a copy of your own report is invaluable in understanding it. Little House offers [...]]]></description>
			<content:encoded><![CDATA[<ol>
<li><strong><a href="http://www.noprobo.com">Noah</a></strong> reminds us that that everyone, by law, is entitled to get a free copy of their  credit report.  <a href="http://www.noprobo.com/cleverts/free-credit-reports-sans-scam">This page on his site has some helpful links for doing just  that.</a> For  all the talk about being responsible with credit, a copy of your own report is  invaluable in understanding it.</li>
<li><a href="http://www.littlehouseinthevalley.com/"><strong>Little House</strong></a> offers tips on <a href="http://www.littlehouseinthevalley.com/?p=662">creating bikeable cities</a>.</li>
<li><strong>This master gardener</strong> has created a site to allow gardeners to buy, sell, swap or give away excess produce.  It's free to use.  Check it out: <a href="http://www.thefarmersgarden.com/default.php">The Farmer's Garden</a></li>
<li><strong><a href="http://www.priceyeti.com">PriceYeti </a></strong>gives you a watch list to track your items across all online retail  sites and then sends you notifications when their price drops. Great for  discount deals.  It's also very clean and usable.   They're running a $300 launch  promotional where they're giving away a tracked item for free, 2 weeks before  Christmas.</li>
<li><a href="http://cookingluck.blogspot.com"><strong>Lucky</strong></a> shares a great hack for her son's curtains:The curtains I had in DS's room had faded in the sun. I wanted to replace them with something cuter than the clearance sale Target ones I had there before, but couldn't afford anything from the catalogues. I looked at fabric, but anything drapery weight would be expensive and I'm not good enough with the sewing machine to know I wouldn't ruin them. Instead, I found some inexpensive fabric with a cute truck pattern on it, and sewed it right over my existing faded curtains. The result was a cute and inexpensive addition to his room, and the curtains are thicker than they were before providing a better block to the bright, bright sun we get during the day.</li>
<li>I posted a <a href="http://inashoe.com/2009/10/shampoo-update-7-months-counting/">7-month update on my No-Shampoo experience</a>.  I didn't make the switch to save money, but it's undeniably cheaper - and my hair is happy.</li>
<li>My friend Mother Hen has posted <a href="http://shipfullofpirates.com/2009/10/shopping-with-faith-part-1/">part 1</a> and <a href="http://shipfullofpirates.com/2009/11/shopping-with-faith-part-2/">part 2</a> in her new series titled <em>Shopping With Faith</em>.  There may be a double meaning, but I happen to know that Faith is her very coupon-savvy friend who is mentoring her in the art of deal-stacking to get carloads of free or nearly free groceries and merchandise.</li>
</ol>
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<p><em><a href="http://inashoe.com/advertise/">Advertise here</a></em>
<p><small>© KimC for <a href="http://frugalhacks.com">Frugal Hacks</a>, 2009. |
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