Frugal Advice For Young Men
Sitting on a leather couch in the home of New Son and Daughter, I am surrounded by love. Blissboy, my two year old grandson, and Grandgirl, my granddaughter of 16 months, climb off and on again the laps of Husband and I. These two also make the rounds and visit with their aunts, uncles and parents and life is good.
My thoughts consider how even Husband and I have been blessed by the wisdom and frugal planning of our sons. Our married sons entered their marriages with money saved and have reaped great benefit in so doing. Now, I want to be sure not to give a wrong impression. My words should not be construed to imply that only those with bank accounts should marry. I am saying however, that when a young man seeks to use his youth years well, working hard or in some way preparing for his future, and is willing to forgo some of the "playtime" so associated with our culture, blessing can be had.
As I am enjoying this evening of family fellowship and the celebration of my birthday, I realize how that even though our children have had some hard life times due to circumstances beyond their control, the fact that each couple had some savings to fall back on or to use for the purchase of a home and the start of a business, has been a blessing to us all. I am grateful that some of the challenges experienced in their newer married lives, have not been made more complicated because of a lack of funds.
I share this as Husband and I are most pleased that our sons and daughters have purposed to live thoughtful financial lives. Our sons by birth and the one who came into our hearts through marriage to our daughter, made choices in their youth years to be disciplined in their spending habits. Our through marriage son makes his living in the IT field, yet probably has fewer electronic gadgets than most people. Our firstborn son has been able to go into business for himself with some financial cushion to tide through the rough spots and be able to make wise decisions. Our author, and youngest son, just completed writing his third novel on the laptop he has had for years.
Each of our young men have interests and things they enjoy. Yet, each has made choices to look ahead to their future goals and have made present day wisdom choices. I understand that often interests and hobbies become businesses and careers. I just wonder, though, how many young men today,seeking to have the latest gadget or extra-curricula item, give thought to how this will impact their financial future.
Counting the cost of anything we do can help in making wise decisions. Learning to consider carefully whether another "toy" of the manly variety is necessary is a good thing. I am not saying never spending money, just being sure that what you are investing in has real worth. Husband and I used to joke about his many trips to the airport when Firstborn Son was courting his bride-to-be, halfway across the country from us. Firstborn Son would consider this investment in time and travel well worth the woman who now walks by his side.
Youngest Son, perhaps our most frugal, does invest in books that will hone his writing skills and trips that provide historical background for his tales, yet he is most mindful of being well prepared when his day comes to seek a wife. New Son enjoys finding ways to include his wife and daughter on the frequent business trips he takes. Each of our young men can do these things now because they were mindful to guard their money when younger.
For those of you raising children in a frugal home, it is good to provide a purpose and a goal for the future. For many of us, sharing mistakes made and then demonstrating ways to budget and plan can teach our children well. To live a frugal life by choice can be a different experience than living one by necessity. Encouraging our children from a young age to save and use any money that comes their way with forethought can be the foundation of a debt free life and provide an incredible legacy through the generations.