Spend or No Spend?
Unlike Pat of corninmycoffee-pot.blogspot.com, I did not find February to "feel" like a very frugal month. Pat really made some progress in her frugal journey by instituting a no spend month and I was pleased to wholeheartedly cheer Pat on. Yet for me, February felt more like a spend month than a no spend one.
An unexpected doctor bill, new shoes for Husband and newly purchased washer and dryer had left me feeling like I have some empty pockets. Truth is spending money is rarely my activity of choice. (Well, I must admit shopping for grandbabies does bring me much joy.) Shopping is an exercise in caring for my family, but not high on my list of things to do.
Having gone months without a dryer and diligently saving money in my appliance fund, I was not overly excited to hear my washer playing a grinding tune. Already a machine with issues and over ten years of age, Husband made the decision that we needed to find replacement. Our Saturday of getting caught up with some yard chores quickly became an afternoon of appliance shopping.
As we do not have access to a vehicle of adequate size to transport Craig's List finds and as Husband was not wild about taking a chance that a second hand washer would be the best answer, we ended up purchasing new. We did seek out several scratch-and-dent and second hand stores, but were not assured that the products available would be the best choice.
Our appliance repair/purchase fund covered the cost of the new hopefully dependable washer we found. Husband, though, decided that since we had hoped to replace our dryer in the future, we should make that purchase now as well. (Oh, for this frugal woman who watches her budget categories so carefully and now realizing that she would have to do some robbing of Peter to pay Paul, this was a bit of a bummer.) By making this decision however, we received free delivery and removal of our old washer and dryer and saved the time and hassle of another shopping trip in the months to come. My little floor budget category again loses steam as those monies have now purchased my dryer.
So Husband helps me work through what feels to me like such a spend month. He says in over 31 years of marriage we have purchased one used washer and one new one. Another washer used for a good portion of those years came with a house we purchased. And in all our years of marriage we never bought a dryer. Either we went with out or had one come with a house purchase. The dryer we now have that is no longer working and came with a home purchase is about 28 years old.
So I practice a grateful heart. Even though I do not like to spend money and would like my appliances to live forever I am grateful for our appliance fund that helped towards our need. It will be a blessing to have a dryer again even though the loads dried will be few. What a relief to have made these purchases with funds on hand even though I was hoping some of the monies could go in a different direction. Budgets are a blessing and even though some of my categories are on empty now, the process of refilling them will continue. Spend month or no spend month, the bottom line is living within your means.
How was your month? Spend or no spend?