Solving Debt Problems
I shake my head as I listen to the young business woman share that she is in favor of taxing the rich to help the country with our economic problems. However, since she makes over $250.000.00 which would be where the projected increase that is presently being discussed would commence for those being asked to pay higher taxes, her recommendation is that the increased taxing should start around $600,000.00. You see, this young woman does not think she is "rich" at $250.000.00 and should not be asked to increase her tax share. I shake my head and wonder if making $600,000.00 would she think that number still be fair? Of course now I believe the amount that will have increased taxes has been decided to be around $400,000.00. I am sure this young woman I heard interviewed is pleased.
My point is not to discuss the wisdom of increasing the tax rate of those deemed to be "rich." Such an action would not be my solution to our fiscal problems. Quite honestly I do not define "rich" with financial terms. Even though of a smaller economic means, I would consider myself rich in the blessings of life that do not have monetary value. Once the government finds a way to tax solid marriages, honoring children and adorable grandbabies, I will be done for.
My point of writing is just that over and over again I see people looking to others to be the solution for the problems that surround them. This young woman I heard interviewed believes she sees a need for more tax revenue, but she would not see her income to be one that should be touched. Her perspective just got me thinking about the fact that it is so easy to want other people to bail us out of what is often our own predicament. So if you believe the answer to our fiscal challenges is to take more taxes from someone in the population but you do not think it should be you, what are you actually saying?
I am not writing with answers for our bigger problems. I do, however, believe that by living faithfully within the context of our own lives, we can make a difference. So I cannot change our country's debt problems, but I can live within my means and teach my children to do the same. I can also strive to take responsibility to find solutions to the challenges that come my way by changing behavior, learning to do without or acquiring new skills.
Those who write about their quest to live the frugal life, get out of debt and live in such a way that they are more givers than takers, encourage me to do the same. I find those of you who are willing to live within your means and seek to be solvent without looking to the rest of society to be your solution give me hope. Husband and I solved our debt problem by selling our home and then moving to another state where our daily expenses could be minimized and then we worked hard to live within our means. It has not been easy and still has some challenging moments, but our decisions have been worth every difficult moment.
Our move about seven years ago was not a decision solely made for economic reasons, but our deep desire to become debt free did play a part in the decision process. Over the years I have worked diligently to reduce my food bill and still eat a healthy diet. This means more scratch cooking than I would like to have on my things to do list and more time spent researching and looking for ways to provide healthy meals within the context of what I have to spend. I have learned how to make rugs, amassed many a means to keep us healthy without unnecessary doctor visits, practice contentment with "what's in your hand" decorating and have driven ugly, old vehicles.
I for one am so grateful for the inspiration and encouragement I receive from so many others who live frugally before me or provide websites with ideas and tales of their own frugal journey. I often listen to those who call a popular radio show and shout their "debt free" scream. What so often touches my heart are the blessings that have come to these families in the process of solving their debt problems. Many have grown closer together, found life to be far more enjoyable without debt and the trappings of too much stuff and have a new can do attitude that flavors their whole life.
I can't really encourage Congress to give debt free living a try, but I can share my heart with any who read this blog. Go for it. Take responsibility for your own actions and choices and see the blessings that will come. Be prepared for some hard times, but when you see your personal debt problems solved, you will rejoice!