A Chink in My Frugal Armor

Posted by: DL on Thursday, September 30th, 2010

Turning the corner, my gaze fell upon the most beautiful of picture books.  Old-fashioned images on the cover and child-like tale of pure and true life principles upon the pages, this was the kind of book that would delight the heart of a little one.  Setting down this book of enticement, I happened to see a baby doll on a shelf close by.  Not just any doll, but one that looks like a real baby.  You know, the kind you want to pick up and cradle in your arms.

Previously, I had been quickly surveying this home school conference and feeling rather pleased that temptation to buy more than the one planned purchase had not been a problem.  Of course, I had reminded myself, I was now traveling downhill on this wonderful journey of home education and my needs and wants were few.  But picture books and baby dolls made me think that someday, if I should be given the blessing of grandchildren, these sweet items would be so hard to pass by.

Visions of rice and beans and beans and rice came to mind.  Husband, a meat and potatoes kind of guy, might be willing to spend a few weeks in rice and bean mode for grandchildren, but not the rest of his life!  So I chuckled to myself, took one last glance at the picture book and baby doll and continued on my way to muse and ponder this dilemma some more.

Although I had always found great delight in buying gifts for my children, I had also been sure to remember the wisdom of not putting emphasis on material objects and that my dear ones had developed character by learning to wait for and/or work for what they desired.  All three of my children have always been most appreciative of anything they have received and I have seen the blessing of our perspective on gift buying.

But the idea of grandchildren seemed to play over and over again in my mind.  My dear grandmother, a true frugal spirit, was also so generous with her beloved children of her heart as she so often called us.  Chocolate covered nuts in her rooster candy jar, soda in her refrigerator and lovely memories of special meals out to celebrate a holiday.  And then there were the $20.00 bills pressed into my palm whenever she was able.

I continued to think on this subject and began to realize I needed to be prepared with a plan.  A little shift from here to there in my budget?  Create some extra income and call it the grandchildren fund?  From time to time these thoughts would come to mind and I would smile and look forward to the day.  And then it happened! The announcement came.  My grandbaby is in the womb and I must come up with a plan!  All of a sudden, I have realized that there is a chink in my frugal armor and it is called, “grandbaby.”

So, please, frugal grandmothers out there, how do you budget for your grandchildren?

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Topics: frugal thinking

9 Responses to “A Chink in My Frugal Armor”

Melinda M Says:
September 30th, 2010 at 7:11 am

I am not a grandmother, but a mom. My boys have an OVERabundance of toys and items. It is just too much. I would much rather a grandparent give of their time – give experiences to my children. That is what my boys talk about most. The vast majority of their toys are not played with much at all.

My advice is to budget for the experiences. Just be there as much as you can. But even experiences don’t have to cost. They can bake with you, go shopping with you, explore the backyard, go to the park, go to the zoo (but don’t buy junk and souvenirs).

(and books – books are great!)

Roxie Meiske Says:
September 30th, 2010 at 7:46 pm

I am a grandmother of 4. I adore the grand children. It is wonderful..I adore them. I buy them a US savings bond for their birthday. I also give them my time. I love to take them camping with us. (we have a travel trailer)

I also think that they (the children) learn from example. If they are used to getting used toys etc. it will be normal to them. So do not change your frugal lifestyle for them. The children need to experience it. Children learn from example.

deputyheadmistress Says:
September 30th, 2010 at 11:37 pm

Chuckle. We will have three grandbabies under two years of age by this coming March, Lord willing, and it *is* a temptation.

It is fun, and I think meaningful, for grandparents to give those special things. I am by no means an expert, but here are some thoughts I’ve had:

Remembering that I want a lot of grandchildren, and as a mother of seven, am likely to see that hope fulfilled, I try to keep that long term view in mind. I don’t want the younger grandchildren to feel like I love them less because I bought higher ticket items for the first and I don’t for the tenth- equally important, I do not want the first to have reason to smugly feel I always liked him best.
In other words, I try to think ahead and begin as you mean to go on.

Along those lines- a few times I’ve succumbed to temptation and bought a book or toy that was just too lovely. I usually keep those things at my house, not the grand-baby’s house. This accomplishes several ends- although I bought it for the grand-baby, since it’s at my house, the other grandchildren will also get to enjoy it, and it won’t be seen as belonging to that first grand-baby.
I have a limited amount of space, and if my rule is to keep the cool toys I buy at my house, I will naturally limit them.
I am not overcrowding my daughter’s smaller home.
I make Grandma’s House a fun place (for me, too. I LOVE certain children’s books and toys).

For the grandbaby we have now and his sibling coming in March, I am the grandmama just a mile away. His other grandmama lives in another state. She only has two children, not seven. She loves to buy things for the grandbaby. I have made a conscious attempt to let her be the goodies grandma. There have been times I have resisted something I really wanted to buy by thinking of the other grandmama. This won’t work for the December grandbaby- they live on the other grandparents’ property, 45 minutes from us.

I do watch and see if there is some need I might help fill that will also fill my grandma giving urges- with the onset of cooler weather and his growth spurt, I bought some extra cute clothes at a thrift shop for fall (spending less than five dollars) as well as some socks for this grandbaby, thus getting something I know his parents welcomed and fulfillng my grandmotherly yearnings to get a little something for the baby.

And speaking of grandma giving urges- I have been there with grandparents giving more stuff than the children can handle or need. I would just say that I wish now I’d been more gracious and grateful about it. That yearning to give the grandchildren fun things is real, and I think it is an important part of the grandparent/child bond, I really do. Not all grandparents are able to give of time.

Perhaps those who have grandparents who give too much to their grandchildren can gently direct their giving to more welcome items.

When the stuff was overwhelming, I asked my parents to give things like: magazine subscriptions, art supplies (because play dough and paints got used up and then didn’t take up space in my house- and the projects were gifts for grandparents!), music lessons, family passes (or contributions to family passes) to zoos and museums

And… I do keep a few dollars gleaned from various sources set aside for grandbaby splurges. This gets a little easier as there are fewer calls on my purse as children marry and move out.=)

DL Says:
October 1st, 2010 at 11:14 am

Melissa:
Thanks for the encouragement to stress experiences. Husband can’t wait to take our someday littles on hikes. And yes, we do plan on being “bookish” grandparents. We are already salivating at the thought of reading good books with our grandbabies!

Roxie:
The Savings Bond idea is great and I do agree we will want to encourage our grandchildren to appreciate our frugal lifestyle.

DeputyHeadMistress:
I really am grateful for the wisdom regarding keeping the longview in mind. We do hope to be blessed with many grandchildren. Keeping nice picture books in our home for all to enjoy through the years is sound advice. I too think I will need to find a way to fund this new season of life, but of course in a “frugal” way!

KimC Says:
October 1st, 2010 at 11:17 am

I’m not a grandma yet either, but I have been a grandchild for nearly 40 years.
I can tell you that while I remember very few of the gifts I received from my grandparents over the years, I cherish every day I was able to spend with them, both in their homes and on the road.
I second what others have said: give the gift of time! Toys break, but memories last forever.

Loretta Says:
October 1st, 2010 at 12:16 pm

I am a grandmother of 2 and both my husband and I are very frugal people.

We buy the grandkids clothes and toys at yardsales and thrift stores.

Although we give some gifts, we have also set up a savings account for each of our grandchildren and we contribute $20/month to each and for their birthdays and at Christmas we increase the amount to $50/each. It isn’t a lot of money, but we hope it will be helpful when they go to college.

sandy Says:
October 1st, 2010 at 6:05 pm

My first long awaited grandchild is also in the womb and due in February. I have been frugal since the Mom to be was in MY womb! I hope I can strike a balance with my grandchildren. Now, i am buying baby things only when I find especially good sales. I will buy good used clothing and toys without a second thought and I also hope to be able to buy bonds for them to have when they are ready to go out on their own. But, I know I will stumble and splurge and I have given myself permission as long as I don’t do it often. However I do agree with the one person who said the time spent with a grandparent is the most memorable and important. i know I still have great memories of time with my grandmother cooking, baking, sewing and picking flowers. May I remember that and carry on the tradition.

caryn verell Says:
October 2nd, 2010 at 10:12 pm

i do not have grandchildren (yet), but i look forward to having them someday…i hope that i can be as good a grandmother as my grandmother was…her greatest gifts to me was simply giving me her time and attention…

annie Says:
October 3rd, 2010 at 3:09 pm

Don’t bother with stuff. I, arguably, have the best grandparents in the world. And I am lucky that I still have their warm home to visit, even as they are pushing 90. They are my closest friends and family members and have always been more frugal than my parents ever were. My fondest memories of them are all of the special things we did together – they always had time to take us to the park, always had time to bake things with us from scratch and teach us to tie our shoes. Grandpa took me to high school football games when I was 5, Grandma taught me how to sew. Grandpa offered me good advice as a teenager, encouraged me to be a scientist, to learn a skill. Grandma taught me how to haggle at a garage sale. Grandma let us eat waffles for dinner once a week.

Parents work, or are busy with the things we 30 and 40 somethings are busy with. Grandparents are patient and kind and give the gift of time.

 

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