Start The New Year Off Right
Welcome to 2009! I hope you are happy, healthy, fiscally sound, and enjoying the new year with your loved ones.
This is the time (if you have not already) to plan for the coming year. Prepare in your head, on paper, and commit to your frugal goals in the coming year - before half the year gets away from you. Does time pass faster the older we get? Of course it doesn't in actuality, but to me it really seems like it does. 2007 really doesn;t seem all that long ago to me - certainly not a full year ago.
In actuality, something in my gut feels like it is really still 2006 and someone is playing a big joke on me. 
Don't wait until tomorrow. Don't wait until next week, or the end of the holiday, or the weekend. Take out a piece of paper and write down three actionable items right now. You can wait until tomorrow to do a full plan, but get your head in the game. You'll be happy you did.
- Jaimie's three actionable items for 2009:
- 1. Eliminate final student loan debt.
- 2. Save $10000 for new to us car.
- 3. Build mini emergency fund to $2500.
To accomplish all three would be a crazy stretch for us in 2009 but goals will push us and motivate us to keep on course. Here's to a frugal new year!
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4 Responses to “Start The New Year Off Right”
January 1st, 2009 at 8:37 am
[...] am a regular contributor to Frugal Hacks, and I have a post there today about my three actionable goals for 2009. In short – pay off debt, make car situation good, build emergency [...]
January 1st, 2009 at 2:30 pm
I won’t be making big goals for the year 2009. (Last year I made 7 big goals, and reach none of them.) Instead, I will be making mini-goals that help me to redeem the time. Here’s my blog post: http://psalm37v4.blogspot.com/
January 1st, 2009 at 2:31 pm
Correct link:
http://psalm37v4.blogspot.com/2008/12/2009-mini-goals.html
January 1st, 2009 at 4:29 pm
1. Finish building my emergency fund to $1000 (by March)
2. Pay $7,000 towards my debt by the end of the year (I’m on a 6 year journey)
3. Snowflake at least $1,200 for the year, primarily through selling art (this goal has sub-goals: scheduling at least 4 “coffee-house” shows, and gearing up for holiday studio sales next Nov/Dec).
Full blog post: http://debtmaven.wordpress.com/2009/01/01/2009-goals-art-financial/
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