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	<title>Comments on: Frugality and the Single Gal</title>
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	<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/</link>
	<description>Good stewardship in action.  How do you do it?</description>
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		<title>By: Joanne</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3655</link>
		<dc:creator>Joanne</dc:creator>
		<pubDate>Sun, 02 Nov 2008 14:32:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3655</guid>
		<description>Let me share just a few things that may help someone. After my husband passed away, I had to run a business by myself.  The first thing I checked into was all the insurances we carry - personally and for my business. I was able to save a great deal on some of the insurances. That was my first start. It is a good idea to review all of your insurances. Then I found out about the Share program - it is a food program (available to anyone, income not an issue) My sister and I place an order once a month and we split the order. It is helpful and has good choices - you only need to order at least $6.00.You may google that and see if it is in your area.  I then started to look into retirement and review the plan.A lot of companies will offer a dinner or nice lunch - that is a bonus, I have picked up something from each program I attend - I am a little weak in investing, but doing much better! My husband did not have life insurance, so things have been tighter than what they should have been. I live in Florida my neighbors and I have fruit trees which come in handy. That helps me with the food bill each month.My church has been a blessing as they put my hurricane shutters up and will be taking them down now. So I did not have to pay for that. I have also been looking for a room mate - but it is more of a concern to find a 50 something with a good background.You must be careful and run a background check. I am still working on that one - I have checked with my church-but nothing yet. 
I have the house mostly open these days, as I don&#039;t need to run the air or heat. That is another blessing. My bill next month should be lower.I found out by keeping your SOS pads in the freezer save money on that need - it keeps them from rusting! I have learned to make homemade soups and that is a very healthy and cheap meal! Lentil, black bean,northern bean, all are good and cheap! They will last also for many dinners. OK that is a few of my tips for now! Hope it helps. Got to get ready for church now!</description>
		<content:encoded><![CDATA[<p>Let me share just a few things that may help someone. After my husband passed away, I had to run a business by myself.  The first thing I checked into was all the insurances we carry &#8211; personally and for my business. I was able to save a great deal on some of the insurances. That was my first start. It is a good idea to review all of your insurances. Then I found out about the Share program &#8211; it is a food program (available to anyone, income not an issue) My sister and I place an order once a month and we split the order. It is helpful and has good choices &#8211; you only need to order at least $6.00.You may google that and see if it is in your area.  I then started to look into retirement and review the plan.A lot of companies will offer a dinner or nice lunch &#8211; that is a bonus, I have picked up something from each program I attend &#8211; I am a little weak in investing, but doing much better! My husband did not have life insurance, so things have been tighter than what they should have been. I live in Florida my neighbors and I have fruit trees which come in handy. That helps me with the food bill each month.My church has been a blessing as they put my hurricane shutters up and will be taking them down now. So I did not have to pay for that. I have also been looking for a room mate &#8211; but it is more of a concern to find a 50 something with a good background.You must be careful and run a background check. I am still working on that one &#8211; I have checked with my church-but nothing yet.<br />
I have the house mostly open these days, as I don&#8217;t need to run the air or heat. That is another blessing. My bill next month should be lower.I found out by keeping your SOS pads in the freezer save money on that need &#8211; it keeps them from rusting! I have learned to make homemade soups and that is a very healthy and cheap meal! Lentil, black bean,northern bean, all are good and cheap! They will last also for many dinners. OK that is a few of my tips for now! Hope it helps. Got to get ready for church now!</p>
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		<title>By: Joanne</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3654</link>
		<dc:creator>Joanne</dc:creator>
		<pubDate>Sun, 02 Nov 2008 14:11:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3654</guid>
		<description>Greta! I am 55 (just had a birthday!) I have no children, work, and trying to be very frugal as I lost my husband a year ago9. This would be great if the no children, single, frugals get together!</description>
		<content:encoded><![CDATA[<p>Greta! I am 55 (just had a birthday!) I have no children, work, and trying to be very frugal as I lost my husband a year ago9. This would be great if the no children, single, frugals get together!</p>
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		<title>By: saverchic</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3566</link>
		<dc:creator>saverchic</dc:creator>
		<pubDate>Wed, 22 Oct 2008 23:19:13 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3566</guid>
		<description>This is so awesome!  I too am tired of hearing about tips for saving on diapers.  This is going to be a great series.</description>
		<content:encoded><![CDATA[<p>This is so awesome!  I too am tired of hearing about tips for saving on diapers.  This is going to be a great series.</p>
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		<title>By: kitchendoor</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3468</link>
		<dc:creator>kitchendoor</dc:creator>
		<pubDate>Fri, 10 Oct 2008 17:55:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3468</guid>
		<description>This is so great! I feel like I&#039;m always adapting advice geared toward people whose circumstances couldn&#039;t be more different from mine--the bit about the cloth diapers on one hand and the yacht on the other made me laugh out loud. I&#039;m so excited to read what you come up with...</description>
		<content:encoded><![CDATA[<p>This is so great! I feel like I&#8217;m always adapting advice geared toward people whose circumstances couldn&#8217;t be more different from mine&#8211;the bit about the cloth diapers on one hand and the yacht on the other made me laugh out loud. I&#8217;m so excited to read what you come up with&#8230;</p>
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		<title>By: Angela</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3449</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Thu, 09 Oct 2008 01:09:10 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3449</guid>
		<description>Thanks!  This single gal is looking forward to this feature.</description>
		<content:encoded><![CDATA[<p>Thanks!  This single gal is looking forward to this feature.</p>
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		<title>By: klcthebookworm</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3440</link>
		<dc:creator>klcthebookworm</dc:creator>
		<pubDate>Wed, 08 Oct 2008 15:18:42 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3440</guid>
		<description>THANK YOU!

No kids, no husband, no storage space plus a hard time eating food before it goes bad, no time to shop because I have all the other chores of my house to do plus a job, and health problems that mean I can&#039;t just stock up on preserved crap that can sit in my pantry forever.  But I need to be as frugal as possible to get out of debt.</description>
		<content:encoded><![CDATA[<p>THANK YOU!</p>
<p>No kids, no husband, no storage space plus a hard time eating food before it goes bad, no time to shop because I have all the other chores of my house to do plus a job, and health problems that mean I can&#8217;t just stock up on preserved crap that can sit in my pantry forever.  But I need to be as frugal as possible to get out of debt.</p>
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		<title>By: Jillian</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3437</link>
		<dc:creator>Jillian</dc:creator>
		<pubDate>Wed, 08 Oct 2008 00:31:04 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3437</guid>
		<description>FINALLY. I&#039;m a young, single, semi-professional woman without any kids and it drives me crazy to have to wade through tips on making my own baby food or whatever. There are those of us who already skip manicures every week and are still looking to simplify our lives.</description>
		<content:encoded><![CDATA[<p>FINALLY. I&#8217;m a young, single, semi-professional woman without any kids and it drives me crazy to have to wade through tips on making my own baby food or whatever. There are those of us who already skip manicures every week and are still looking to simplify our lives.</p>
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		<title>By: Darice</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3436</link>
		<dc:creator>Darice</dc:creator>
		<pubDate>Tue, 07 Oct 2008 22:28:44 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3436</guid>
		<description>THANK YOU LORD!

Seriously... I check out all the coupon blogs and green blogs and wisebread, etc... most are as you say... assume that the audience has a NEED to buy diapers and the like.

Thanks in advance and not to add any pressure, but I&#039;m waiting with baited breath!</description>
		<content:encoded><![CDATA[<p>THANK YOU LORD!</p>
<p>Seriously&#8230; I check out all the coupon blogs and green blogs and wisebread, etc&#8230; most are as you say&#8230; assume that the audience has a NEED to buy diapers and the like.</p>
<p>Thanks in advance and not to add any pressure, but I&#8217;m waiting with baited breath!</p>
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		<title>By: Sandy</title>
		<link>http://frugalhacks.com/2008/10/07/frugality-and-the-single-gal/comment-page-1/#comment-3432</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Tue, 07 Oct 2008 15:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=676#comment-3432</guid>
		<description>Hi!

Great idea for a series.  I couldn&#039;t agree with you more. Might I suggest adding &quot;Single and Frugal over 50,&quot; another area that&#039;s often ignored on the frugal sites?  I&#039;d be happy to guest blog that one for you.

Best,
Sandy/the Frugal Home Office</description>
		<content:encoded><![CDATA[<p>Hi!</p>
<p>Great idea for a series.  I couldn&#8217;t agree with you more. Might I suggest adding &#8220;Single and Frugal over 50,&#8221; another area that&#8217;s often ignored on the frugal sites?  I&#8217;d be happy to guest blog that one for you.</p>
<p>Best,<br />
Sandy/the Frugal Home Office</p>
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