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	<title>Comments on: Cheerful Frugality Saves Painlessly</title>
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	<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/</link>
	<description>Good stewardship in action.  How do you do it?</description>
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		<title>By: Johann Buch</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2929</link>
		<dc:creator>Johann Buch</dc:creator>
		<pubDate>Tue, 12 Aug 2008 17:48:34 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2929</guid>
		<description>If I am eating alone, I eat from the same dish that I cooked in, or if I used aluminum foil to bake, I will just use that instead of getting an additional plate that I will have to wash.  

In addition, I keep a water bottle with me the whole day, and drink lots of water (which is healthy), and I am never thirsty, so I do not have to buy drinks when I am out.  Also, I do not buy bottled water, because I am pretty sure it is a scam.  I&#039;ve never heard of anyone getting sick from the tap water of a country with a good water system.  Bottled water blew up out of nowhere if you think about it, and all they did was convince people there was a need.</description>
		<content:encoded><![CDATA[<p>If I am eating alone, I eat from the same dish that I cooked in, or if I used aluminum foil to bake, I will just use that instead of getting an additional plate that I will have to wash.  </p>
<p>In addition, I keep a water bottle with me the whole day, and drink lots of water (which is healthy), and I am never thirsty, so I do not have to buy drinks when I am out.  Also, I do not buy bottled water, because I am pretty sure it is a scam.  I&#8217;ve never heard of anyone getting sick from the tap water of a country with a good water system.  Bottled water blew up out of nowhere if you think about it, and all they did was convince people there was a need.</p>
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		<title>By: Briana</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2911</link>
		<dc:creator>Briana</dc:creator>
		<pubDate>Wed, 06 Aug 2008 05:13:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2911</guid>
		<description>I pretty much do all my bill paying online. 

I use my debit card as credit to earn more points with my bank! 

I always use ebates or upromise to shop online.

I can&#039;t shop ever without using coupons.

I like the powdered milk idea! especially for mac &amp; cheese.</description>
		<content:encoded><![CDATA[<p>I pretty much do all my bill paying online. </p>
<p>I use my debit card as credit to earn more points with my bank! </p>
<p>I always use ebates or upromise to shop online.</p>
<p>I can&#8217;t shop ever without using coupons.</p>
<p>I like the powdered milk idea! especially for mac &amp; cheese.</p>
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		<title>By: Katherine</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2907</link>
		<dc:creator>Katherine</dc:creator>
		<pubDate>Tue, 05 Aug 2008 14:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2907</guid>
		<description>The dry milk for macaroni is a great tip--thank you!

We are enjoying borrowing movies from the library (and I am looking forward to borrowing some curriculum dvds for this year--the library has at least one subject that I was planning to buy!).

:)</description>
		<content:encoded><![CDATA[<p>The dry milk for macaroni is a great tip&#8211;thank you!</p>
<p>We are enjoying borrowing movies from the library (and I am looking forward to borrowing some curriculum dvds for this year&#8211;the library has at least one subject that I was planning to buy!).</p>
<p> <img src='http://frugalhacks.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: deb meyers</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2905</link>
		<dc:creator>deb meyers</dc:creator>
		<pubDate>Tue, 05 Aug 2008 13:27:23 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2905</guid>
		<description>online library renewals.

I trash-picked 1&quot; thick styrofoam insulation panels -- 8 of them!  An R-value of 4.35 -- from some homeowner&#039;s renovation project leftovers.

Cut to fit, we pop them in the west facing windows of our old home when the sun is hottest (2-5pm).  We have had a couple 90-100 degree days, and the room difference has been 25 degrees cooler!</description>
		<content:encoded><![CDATA[<p>online library renewals.</p>
<p>I trash-picked 1&#8243; thick styrofoam insulation panels &#8212; 8 of them!  An R-value of 4.35 &#8212; from some homeowner&#8217;s renovation project leftovers.</p>
<p>Cut to fit, we pop them in the west facing windows of our old home when the sun is hottest (2-5pm).  We have had a couple 90-100 degree days, and the room difference has been 25 degrees cooler!</p>
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		<title>By: Jen</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2903</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Tue, 05 Aug 2008 01:13:07 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2903</guid>
		<description>I rinse my S.O.S pads (steel wool) after each use and pop them in a zip lock bag in the freezer.  I have uses the same two for a YEAR now.  They don&#039;t rust this way.

Sign up for e-mail reminders at your local library (if offered) no more forgetting books.  No more late fees.

After dinner I pack my husbands lunch for work, and THEN put everything away.  No rushing in the morning, or pulling it all back out = less eating out for lunch.</description>
		<content:encoded><![CDATA[<p>I rinse my S.O.S pads (steel wool) after each use and pop them in a zip lock bag in the freezer.  I have uses the same two for a YEAR now.  They don&#8217;t rust this way.</p>
<p>Sign up for e-mail reminders at your local library (if offered) no more forgetting books.  No more late fees.</p>
<p>After dinner I pack my husbands lunch for work, and THEN put everything away.  No rushing in the morning, or pulling it all back out = less eating out for lunch.</p>
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		<title>By: Shannon Miller</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2901</link>
		<dc:creator>Shannon Miller</dc:creator>
		<pubDate>Mon, 04 Aug 2008 21:46:47 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2901</guid>
		<description>We hung light-blocking drapes at the beginning of summer in the front room.  We have big windows and that room gets so hot in the morning that it would take the a/c all day to cool it back off.  It takes a few minutes to put them up and a few minutes to take them down in the fall and we save tons all summer long.
One other thing I do without much thought is stick stuff in the freezer.  Bananas getting too brown, bread getting hard?  The freezer is just as close as the trash and now I have bananas for muffins or bread for bread crumbs.  I hate to throw away food!</description>
		<content:encoded><![CDATA[<p>We hung light-blocking drapes at the beginning of summer in the front room.  We have big windows and that room gets so hot in the morning that it would take the a/c all day to cool it back off.  It takes a few minutes to put them up and a few minutes to take them down in the fall and we save tons all summer long.<br />
One other thing I do without much thought is stick stuff in the freezer.  Bananas getting too brown, bread getting hard?  The freezer is just as close as the trash and now I have bananas for muffins or bread for bread crumbs.  I hate to throw away food!</p>
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		<title>By: Tropper</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2900</link>
		<dc:creator>Tropper</dc:creator>
		<pubDate>Mon, 04 Aug 2008 19:51:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2900</guid>
		<description>My favorite frugal habit must be brewing my own coffee at home instead of spending hundreds on Starbucks or even convenience store bought. 

I am a serious caffeine freak and I go through a lot each day - but brewing my own pot in the morning or the evening before  (iced coffee in the AM) saves so much time and money throughout the course of a week. I get a solid extra 15 minutes with my son each morning by not stopping to pick up on the way to work. 

That 15 minutes is worth more than any amount I could save each day. 

Tropper 
http://www.dontdiepoor.com</description>
		<content:encoded><![CDATA[<p>My favorite frugal habit must be brewing my own coffee at home instead of spending hundreds on Starbucks or even convenience store bought. </p>
<p>I am a serious caffeine freak and I go through a lot each day &#8211; but brewing my own pot in the morning or the evening before  (iced coffee in the AM) saves so much time and money throughout the course of a week. I get a solid extra 15 minutes with my son each morning by not stopping to pick up on the way to work. </p>
<p>That 15 minutes is worth more than any amount I could save each day. </p>
<p>Tropper<br />
<a href="http://www.dontdiepoor.com" rel="nofollow">http://www.dontdiepoor.com</a></p>
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		<title>By: KimC (frugalmommy)</title>
		<link>http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/comment-page-1/#comment-2899</link>
		<dc:creator>KimC (frugalmommy)</dc:creator>
		<pubDate>Mon, 04 Aug 2008 16:47:52 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/2008/08/04/cheerful-frugality-saves-painlessly/#comment-2899</guid>
		<description>I&#039;ve been paying more and more bills automatically online for the same reason - not only does it save me time and a stamp, but late fees as well.  Too often I forget to pay on time, and those $5-25 fees can add up quickly!
Today, I plan to set up a separate bank account for tithes as well.  We&#039;ll have the money automatically drafted each payday, so we know that tithes are being paid right off the top.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been paying more and more bills automatically online for the same reason &#8211; not only does it save me time and a stamp, but late fees as well.  Too often I forget to pay on time, and those $5-25 fees can add up quickly!<br />
Today, I plan to set up a separate bank account for tithes as well.  We&#8217;ll have the money automatically drafted each payday, so we know that tithes are being paid right off the top.</p>
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