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	<title>Comments on: Cheerful Frugality Splits Hairs</title>
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	<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/</link>
	<description>Good stewardship in action.  How do you do it?</description>
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		<title>By: Tammy</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1703</link>
		<dc:creator>Tammy</dc:creator>
		<pubDate>Tue, 26 Feb 2008 22:25:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1703</guid>
		<description>Just a FYI....Save all your receipts, ALL SALES TAX is Tax Deductable on your federal income tax return.  It will add up quickly.  Just place them in an envelope by month and put the grand total on the outside.  At the end of the year you only have to add up 12 envelopes instead of 1,000’s of receipts.</description>
		<content:encoded><![CDATA[<p>Just a FYI&#8230;.Save all your receipts, ALL SALES TAX is Tax Deductable on your federal income tax return.  It will add up quickly.  Just place them in an envelope by month and put the grand total on the outside.  At the end of the year you only have to add up 12 envelopes instead of 1,000’s of receipts.</p>
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		<title>By: Milehimama</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1696</link>
		<dc:creator>Milehimama</dc:creator>
		<pubDate>Tue, 26 Feb 2008 14:49:35 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1696</guid>
		<description>We eat about 15 lbs. of bananas a week easily, as well as 10 lbs. of apples.  I buy the smallest apples I can find, too, so they will be good kid sized; also if one goes bad it&#039;s not as wasteful.

Our sales tax is outrageous.  7% basic rate, add 2% for any prepared food (deli salad, rotisserie chicken), add 2 MORE percent for a restaurant, add 1.5% if you are in Charleston and the restaurant serves alcohol.  (Yes, that&#039;s 12.5% for some places!)</description>
		<content:encoded><![CDATA[<p>We eat about 15 lbs. of bananas a week easily, as well as 10 lbs. of apples.  I buy the smallest apples I can find, too, so they will be good kid sized; also if one goes bad it&#8217;s not as wasteful.</p>
<p>Our sales tax is outrageous.  7% basic rate, add 2% for any prepared food (deli salad, rotisserie chicken), add 2 MORE percent for a restaurant, add 1.5% if you are in Charleston and the restaurant serves alcohol.  (Yes, that&#8217;s 12.5% for some places!)</p>
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		<title>By: TracyMichele</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1695</link>
		<dc:creator>TracyMichele</dc:creator>
		<pubDate>Tue, 26 Feb 2008 14:35:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1695</guid>
		<description>I have to confess, I am one who rarely watches sales tax and it shocks me every.time. I lived in Maine for near 34 years and you would be surprised at how low their state sales tax is. When I came to TN I couldn&#039;t understand how anyone could afford to buy groceries! But for some reason, I continue to forget about tax as soon as I enter the store. I need to make more of an effort in this area. Thanks for the reminder.</description>
		<content:encoded><![CDATA[<p>I have to confess, I am one who rarely watches sales tax and it shocks me every.time. I lived in Maine for near 34 years and you would be surprised at how low their state sales tax is. When I came to TN I couldn&#8217;t understand how anyone could afford to buy groceries! But for some reason, I continue to forget about tax as soon as I enter the store. I need to make more of an effort in this area. Thanks for the reminder.</p>
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		<title>By: Gina</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1691</link>
		<dc:creator>Gina</dc:creator>
		<pubDate>Tue, 26 Feb 2008 13:26:43 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1691</guid>
		<description>I use the calculator on my phone so much, that my darling husband made it one of the quickkeys on mine. One punch and Im there. In an average trip, I probably use it 20 times. When I am adding up how much things cost after coupons, I make sure and add in the actual tax after copuon, too. This way I get a true cost of the item.</description>
		<content:encoded><![CDATA[<p>I use the calculator on my phone so much, that my darling husband made it one of the quickkeys on mine. One punch and Im there. In an average trip, I probably use it 20 times. When I am adding up how much things cost after coupons, I make sure and add in the actual tax after copuon, too. This way I get a true cost of the item.</p>
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		<title>By: Lesley</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1689</link>
		<dc:creator>Lesley</dc:creator>
		<pubDate>Tue, 26 Feb 2008 12:39:35 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1689</guid>
		<description>It&#039;s  really  great,  because  we  can  all  learn  so  much  from  each  other  on  our  frugal  journey!!  :0)  A  year  ago  I  did  not  coupon,  shop  thrift  stores  all  the  frequently,  yard  sale,  carry  a  calculator, clip  coupons,  watch  store  flyers,  ect....

Now  my  pocketbook  is  literally  my  &quot;base  camp&quot;  for  all  my  frugal  tools!!  :0)  I  have:
*  Clipped  coupons  in  their  own  envelopes.
*  A  rebate/coupon  book  from Walgreens
* A  detailed  list  of  the  groceries/things  I  need.  
*  A  calculator,  that  actually  works!!  LOL
* A  pen  to  cross out  what  I  already  have.
* A  list  of  &quot;want&quot;  or  &quot;need&quot;  items,  in  case  I&#039;m  out  and  about  and  their  is  an  exceptional  sale.  ;0)
.......boy,  who  says  being  frugal  isn&#039;t  fun!!  LOL</description>
		<content:encoded><![CDATA[<p>It&#8217;s  really  great,  because  we  can  all  learn  so  much  from  each  other  on  our  frugal  journey!!  :0)  A  year  ago  I  did  not  coupon,  shop  thrift  stores  all  the  frequently,  yard  sale,  carry  a  calculator, clip  coupons,  watch  store  flyers,  ect&#8230;.</p>
<p>Now  my  pocketbook  is  literally  my  &#8220;base  camp&#8221;  for  all  my  frugal  tools!!  :0)  I  have:<br />
*  Clipped  coupons  in  their  own  envelopes.<br />
*  A  rebate/coupon  book  from Walgreens<br />
* A  detailed  list  of  the  groceries/things  I  need.<br />
*  A  calculator,  that  actually  works!!  LOL<br />
* A  pen  to  cross out  what  I  already  have.<br />
* A  list  of  &#8220;want&#8221;  or  &#8220;need&#8221;  items,  in  case  I&#8217;m  out  and  about  and  their  is  an  exceptional  sale.  ;0)<br />
&#8230;&#8230;.boy,  who  says  being  frugal  isn&#8217;t  fun!!  LOL</p>
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		<title>By: Chief Family Officer</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1688</link>
		<dc:creator>Chief Family Officer</dc:creator>
		<pubDate>Tue, 26 Feb 2008 03:48:45 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1688</guid>
		<description>You will often find me with my cell phone as I stand before a shelf, using the calculator function to figure out the price per unit. In fact, today I whipped out my phone while at the market with my brother-in-law, who asked, &quot;Do you get service in here? I don&#039;t.&quot; To which I responded, &quot;Oh, I just need the calculator.&quot; I do this so often that I wish there was a shortcut to get to the calculator the same way there&#039;s a shortcut for the camera - since all too often, I hit the &quot;end&quot; button before I&#039;m done and have to start over at the main menu. I&#039;ve also been known to take a quick snapshot of the shelf price label so I can remember it later.

I was just telling my husband yesterday that I&#039;m so glad I&#039;ve found an online community where this behavior is considered normal!</description>
		<content:encoded><![CDATA[<p>You will often find me with my cell phone as I stand before a shelf, using the calculator function to figure out the price per unit. In fact, today I whipped out my phone while at the market with my brother-in-law, who asked, &#8220;Do you get service in here? I don&#8217;t.&#8221; To which I responded, &#8220;Oh, I just need the calculator.&#8221; I do this so often that I wish there was a shortcut to get to the calculator the same way there&#8217;s a shortcut for the camera &#8211; since all too often, I hit the &#8220;end&#8221; button before I&#8217;m done and have to start over at the main menu. I&#8217;ve also been known to take a quick snapshot of the shelf price label so I can remember it later.</p>
<p>I was just telling my husband yesterday that I&#8217;m so glad I&#8217;ve found an online community where this behavior is considered normal!</p>
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		<title>By: Mary</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1687</link>
		<dc:creator>Mary</dc:creator>
		<pubDate>Tue, 26 Feb 2008 03:24:34 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1687</guid>
		<description>As a side note, I learned that you can freeze bananas whole if you will use them in baking or smoothies.  When you want to use a frozen banana, let it defrost first, and then cut off the tip of the banana and squeeze the mushy banana out.  Plus it&#039;s fun- I bet your toddler would like to help with that task!</description>
		<content:encoded><![CDATA[<p>As a side note, I learned that you can freeze bananas whole if you will use them in baking or smoothies.  When you want to use a frozen banana, let it defrost first, and then cut off the tip of the banana and squeeze the mushy banana out.  Plus it&#8217;s fun- I bet your toddler would like to help with that task!</p>
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		<title>By: KimC (frugalmommy)</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1686</link>
		<dc:creator>KimC (frugalmommy)</dc:creator>
		<pubDate>Tue, 26 Feb 2008 01:34:03 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1686</guid>
		<description>Rhonda,
Our toddler eats 5-6/day if we let him.  That makes a pretty good dent in 30 lbs.  The other 9 of us can usually polish off what he leaves for us, but if any bananas make it past their prime we love banana bread, or we peel and freeze them for smoothies.</description>
		<content:encoded><![CDATA[<p>Rhonda,<br />
Our toddler eats 5-6/day if we let him.  That makes a pretty good dent in 30 lbs.  The other 9 of us can usually polish off what he leaves for us, but if any bananas make it past their prime we love banana bread, or we peel and freeze them for smoothies.</p>
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		<title>By: Rhonda in OK</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1685</link>
		<dc:creator>Rhonda in OK</dc:creator>
		<pubDate>Tue, 26 Feb 2008 01:19:50 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1685</guid>
		<description>I am really curious as to what Kim C. does with 30 pounds of bananas a week.  Back when I cooked for a fraternity, I ordered them a case of bananas every week but that was for 80 boys.

About sales tax, I also 8.5% on everything, food, medicine, and it applies to what the cost was before the coupon was subtracted.  I do use a lot of coupons but I am selective on the &quot;free&quot; ones and only use them for products I am confident will be liked.</description>
		<content:encoded><![CDATA[<p>I am really curious as to what Kim C. does with 30 pounds of bananas a week.  Back when I cooked for a fraternity, I ordered them a case of bananas every week but that was for 80 boys.</p>
<p>About sales tax, I also 8.5% on everything, food, medicine, and it applies to what the cost was before the coupon was subtracted.  I do use a lot of coupons but I am selective on the &#8220;free&#8221; ones and only use them for products I am confident will be liked.</p>
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		<title>By: Mommanic</title>
		<link>http://frugalhacks.com/2008/02/25/cheerful-frugality-splits-hairs/comment-page-1/#comment-1684</link>
		<dc:creator>Mommanic</dc:creator>
		<pubDate>Mon, 25 Feb 2008 21:07:57 +0000</pubDate>
		<guid isPermaLink="false">http://frugalhacks.com/?p=500#comment-1684</guid>
		<description>I need to get a calculator;)</description>
		<content:encoded><![CDATA[<p>I need to get a calculator;)</p>
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