Four Frugal Hackers Sitting at the Bus Stop…
Scene: Four Frugal Hackers sitting at the bus stop...
Frugal Hacker #1: You know, I started thinking about how much money we were spending on the weekends and I thought it was ridiculous. We were spending so much on eating out that we were going over our budget every month. I wanted to save some money so I thought it would be fun to start a family night in our house. I just ran out to Target and bought tons of board games for the kids and we are going to play those one night each week instead of going out.
Frugal Hacker #2: Why would you buy those at Target? Wal-Mart has the best prices on board games and we have always bought ours there.
Frugal Hacker #3: You guys pay retail for board games? We have always bought our games for our family nights from the thrift store. Rarely have I ever paid retail for those. If they are missing pieces, I just call up the company and ask if I can buy them or if they will send them to me for free.
Frugal Hack #4 (stubbing out her cigarette on the side of the curb and let's out a deep smoker's cough): Wow! I just can't believe how much you are all spending on stuff. I make my board games from leftover cereal boxes and use little toys from around our house for each player. Our children all contribute towards making the game and then we huddle around our box by candlelight...You know, to save on electric....
(Dead silence)
Frugal Hacker #1: Um, thanks for sharing....Well, I saved money this week by not smoking.
Do you ever feel like this scenario happens to you? You are busily posting along about your journey to frugality and suddenly someone leaves a comment about how they have done that for years and what you should have done. It isn't meant to be hurtful or unkind, it is just that we all are in such different places on our saving money journey.
It was only four years ago that I cracked open my first copy of The Tightwad Gazette. As I shared in my fairy tale piece, I was fascinated by how people learned to live without and modified their lives to save money. My adventure into learning how to save money became a hobby and a source of entertainment to me. Everything was so new and so fresh! It was a beautiful time of discovery for me. I said no to consumerism and yes to invention. I could create a world sewn together with dryer lint, secondhand clothing, and a shoestring. Ingenious ideas seemed to flow from me and I started to preach the frugal word to others.
Four years later, I am somewhere between Frugal Hacker #2 and Frugal Hacker #3. I have not made it to the fourth stage of frugality yet, but I am working towards it. My goal though is to not become hardened and turn my nose up at the little steps...after all, didn't we all start out that way?
If you page through the names on our blogroll, you can begin to see how different we each are. I would imagine that we all started at some different level in the beginning. My middle-class life, growing up, certainly can't compare to someone who grew up in poverty. Those who started with a harder life have already learned a certain resourcefulness that I lacked from the beginning. Our times of financial difficulty due to unemployment might not compare to someone who has six children and happen to be living on one income. No, our struggles and challenges all are so different.
Our frugality leads us down different paths too. Some of the Frugal Hack blogs share tips for shopping on a budget. Others might teach us to shop at thrift stores or to reuse the items we already own. Or maybe you happen upon a blog that says why even shop at all? Each of us touches on frugality in a different way and it is so fun to look at how it has impacted our life. It moves me to see that others are finding the joy in the same hobby as me and I desire for others to feel this secure in being a tightwad.
Wherever you are in your journey, remember what it felt like when it was all fresh and new. Rejoice with your fellow Frugal Hacker on each accomplishment they have made, remembering your own journey and how you got to the stage you are now in.
Go on, leave your encouraging comments to one another. Consider it a present to a frugal friend...and wrap it up with a giant bow sewn from dryer lint, secondhand clothes, and a shoestring!

37 Responses to “Four Frugal Hackers Sitting at the Bus Stop…”
February 12th, 2008 at 6:54 am
Oh, Amy, this is one of the best FH posts yet! Something I also have observed about our little frugal community, but could not articulate.
“Those who started with a harder life have already learned a certain resourcefulness that I lacked from the beginning.”
So true.
February 12th, 2008 at 6:56 am
Great post! This actually highlights something that I worry about-that some of the stuff we all talk about might actually be discouraging to someone just starting out. One of my fears is that folks will just think “Oh, I could never do that” rather than to see that we are all in different places at different times.
February 12th, 2008 at 7:01 am
Great thoughts!–I’ll link.
February 12th, 2008 at 7:10 am
Very thoughtful post, Amy. Definitely something to remember!
February 12th, 2008 at 7:22 am
Thanks for sharing your insight on a topic we don’t often discuss. You are so right that we are all at different levels of frugalness for various reasons. The important thing to remember is that we choose our own level of frugalness. A conscious and educated choice should be respected. For those of us just following the crowd, the Frugal Blogroll is here to help you to start your journey in finding your own “frugal factor”!
February 12th, 2008 at 7:29 am
Your little parable brings GREAT encouragement, because I am defined by being Late to Every Party, this one included. Thanks, Amy.
deb meyers
February 12th, 2008 at 7:30 am
Great post! Sometimes I read blogs that are ultra-frugal and I know that some of the things they do just aren’t for my family… but if it works for the person who posted it, hey, more power to them.
February 12th, 2008 at 8:07 am
Great article! We started out with no money early in marriage and HAD to do all the thrifty things. It is such a joy to look back and see how I learned little by little to do better and more resourseful. I still practice many things but because of our life lived being careful we have the choice now to do it or not. I have loosened up in some areas where I feel that the cost in time to be more thrifty does not benefit the time I could spend with family or other things. Things such as drying clothes occasionally when it gets backed up or life is busy with ball or church activities. I only state this to encourage those who don’t have the choice yet. I have been there and I want you to see that the sacrificing you are making will give you freedom later to loosen up some. Do not grow weary- one day at a time.
February 12th, 2008 at 8:13 am
I am guessing the #4 had to make her own games because her habit is far more expensive than a $5 board game?? Good post.
Elise
February 12th, 2008 at 8:23 am
Wow, thank you all for your sweet comments. I am so proud of this entry and it has took me so long to find a good way to share about it, that would not offend or be unkind. Thank you for your kind words- they made my day!
February 12th, 2008 at 8:24 am
Actually when I read it I thought . . . cereal boxes? What is she doing buying cold cereal? Just wait until FH#5 comes along.
Great post. I have a hard time reading frugal blogs because I grew up among incredibly creative and resourceful tightwads (not poor by any stretch) and know all sorts of more frugal things I COULD be doing–if I had the time and energy. Which I don’t. I’ve even started buying cold cereal.
February 12th, 2008 at 8:33 am
Amen, amen, amen! Frugality is different for everyone because our priorities are all different. Some save money is some categories to but organic produce. Some squeeze every dime to have extra for a new gadget. Others like the overall “how much can I *not* spend?” LOL The trick is to share ALL out ideas because we never know which ones will benefit someone else!
Great post!
February 12th, 2008 at 8:38 am
I just posted yesterday about the weekend latte factor. Then I see this. Love this. Everyone really does have their own level of frugality. I can’t wait to share this blog with my husband-and add you to my reader. Thanks tons!
February 12th, 2008 at 8:39 am
Too true, too true. I think people (maybe mostly women?) do this in so many areas – in parenting/mothering, expressions of faith, dedication to education and more. Peer pressure and the risk of disdain for others that it brings can bring with it more than just the desire for a bigger house, the latest clothes and so on. These Frugal Hackers were engaging in peer pressuring just as surely as someone who came along and said, “You play games? Why we gave up games years ago when we discovered the fun of heading out to the local bar for $10 glasses of wine! You should try it!” I think we’d do better in our relations (personal and global) if we met people where they are instead of trying to create communities of the just-like-me.
February 12th, 2008 at 9:20 am
I thank you too, Amy! If I had been at the bus stop that day, I would have related to FH #2 but it’s only been recently that I wouldn’t have been FH #1 and very proud of myself!

Recently, I have had to go back to work full-time and balancing the whole money vs time thing has been especially difficult! Especially for someone who was raised in a “if you want it, charge it” family.
There have been many times that I have read some of you all’s wonderful blogs with your amazing ideas, talents and your commitment to your families and have judged myself as an incompetent mother/wife who is about as far away from Prov 31 as you can get.
But that has not been YOUR fault! I can hear your heart’s desire to serve your families in the ways that God has called you to…..I can also hear your heart to share with and inspire those who have the same heart, no matter where they are in the frugal journey.
Keep sharing vulnerably and being transparent about your struggles and victories because THAT is what inspires us….even those of us at the very beginning of our frugal journey.
Thank you for your time and commitment!! I need you all to keep going!!
Sincerely,
Samantha
February 12th, 2008 at 9:25 am
Maybe frugality is more of a heart’s desire or mindset than a list of do’s and don’ts? It’s about an INDIVIDUAL looking at what they want from life…what they want to GIVE, what they want to HAVE, and who they want to BE and then deciding what vehicle(s) best gets them there. What makes people feel that they just HAVE to burst someone elses bubble is beyond me (though I’m sure I’ve been guilty enough of it, with my “speak first, think later” personality), but I say don’t let ‘em get to you. YOU do what YOU know is right for YOUR family and if they don’t like it…too bad. They aren’t living your life.
February 12th, 2008 at 10:33 am
Just had to comment…. I’ve been probably the most frugal person I know… aside from SMOKING. Gave that up 2 weeks ago, and it makes me so sad to see how smoking is portrayed in society. Yep, know its killing folks. Yep, know it stinks. Yep, know it costs way too much. Yep, I know it all…. but gosh, I miss it like my best friend. Thanks for letting me share. Thanks for all the frugal lessons, I love them.
February 12th, 2008 at 11:03 am
I loved this post and had to stop to comment. This is sometimes a hard line for us women to walk– share how we do things without condemning others for their different choices. I am happily frugal now, but I have had friends in the past who turned me off to creative frugality by disdaining anyone who did not practice “frugal their way.” And that disdain, that unspoken message that we should be ever progressing toward someone else’s mark, is a big turn-off.
The harder way is to pray, discern, calculate and experiment to find the frugal practice that we are called to in our own families. And to share our findings with open and cheerful hearts with others, ready to respect and receive their contributions, without judgment. We adopt and discard the practices we pursue for a million different reasons, but respect and encouragement are always a good fit.
February 12th, 2008 at 11:12 am
GREAT post Amy! Like Meredith, I’ve struggled to articulate this as well and fail miserably.
For us, whether we’re #1 or #4 depends on the “thing” in question! I’m sure some think I’m crazy when they read some of the very unfrugal looking choices we’ve made. Can’t judge a book by its cover.
Michele, when you said “Maybe frugality is more of a heart’s desire or mindset than a list of do’s and don’ts?” That’s how I view it.
Oh and don’t forget Frugal Hacker #6 who downsized their home to a 440sqft space and only play games online because boardgames take up so much space… lol
February 12th, 2008 at 11:23 am
Very good post! It is helpful to realize that everyone is at a different stage in their life and maybe they want to spend more on food than we do because they have it and feel it is healthier?
Maybe FH#4 bought cereal because she got it for free or for $.50-.80 a box…….that is why it was cheaper, however cardboard from a recycle dumpster can work.
What about the FH who gets her games from the garbage can behind a store?
Yeah……
February 12th, 2008 at 11:56 am
WOW!! This was a spectacular read!! and very thought provoking…..I am a lot older than most of you ladies…..but never to old to listen, learn and grow….Thanks to all, especailly Amy for kicking it off…God Bless, Pam, South Bend
February 12th, 2008 at 12:00 pm
I love how everyone tries to think of how I could have taken the scenario further (not buying cold cereal, only buying free cereal, etc…) I think I missed my calling as a playwright…
Thank you for all your invaluable feedback on this and sharing your own experiences on your blogs!
February 12th, 2008 at 1:07 pm
Great, great article! It’s important to remember not to be preachy but supportive. There is a fine balance between helping and humiliating.
February 12th, 2008 at 1:17 pm
[...] of related: See Amy’s post here. Related posts |This newspaper knows that frugal people are pretty cool |Some thoughts on [...]
February 12th, 2008 at 1:42 pm
That is a great post! Someone left a comment once on my blog that was offensive to me, even though I’m sure she didn’t mean to be. You have given us a good reminder to always be supportive!
February 12th, 2008 at 1:51 pm
I love this post! I have been struggling with trying to be frugal and when I see that others are doing “better” I feel like I am not doing well enough. It’s good to be reminded that it all starts with little steps.
February 15th, 2008 at 4:07 pm
[...] was inspired by first, this post on Frugal Hacks. Some of us might want to be so frugal you’re making your own board games [...]
February 16th, 2008 at 9:51 am
Of course one of the biggest things here is not to be judgemental of the ways others save money …
I try to be very frugal, but sometimes you have to step back and look at the larger picture … like if I get offered three extra hours of OT (which comes out to over $30/hr), it might be worth it to get a pizza that night because I now don’t have time to cook …
February 16th, 2008 at 11:31 am
Thanks for the post. My fiance and I are new to the world of blogging and one of the things that inspired us was all the wonderful blogs and posts other people have. It gave us support and inspiration but we were a little afraid of the backlash from not being “frugal” enough or “green” enough. This is a great reminder to people to leave comments in the spirit of helping one another.
http://badhuman,wordpress.com
February 16th, 2008 at 7:09 pm
Thank you, thank you, thank you!! I am a “newbie” and have considered deleting my blog because I sometimes feel like what I am doing/saying is old news to everyone else! I now realize that it is ok to be new…and that there are probably other people out there just like me who are just beginning the journey.
February 17th, 2008 at 4:46 pm
Excellent post! A very good and true read!
February 18th, 2008 at 10:43 am
[...] Motherload blog, seemed to channel the Four Yorkshiremen in a piece for the Frugal Hacks site. In “Four frugal hackers sitting at the bus stop,” a quartet of frugalists compete to see whose life is the thriftiest.For Amy, this kind of [...]
February 22nd, 2008 at 1:59 am
LOL! So true!
I’m trying to be more frugal, and am probably closest to #1 — though right now I am proud that I just got a bread machine by freecycling and didn’t spend $70 to “save” money on bread this year.
On the other hand, I’m the kind of gal who may have once said something like, “Why don’t we get that gorgeous marble chess set? It’s a honeymoon souvenir that we’ll actually use! And it’s pretty enough that it’s like home decor!”
It’s been used maybe once since then, and it can hardly be seen in its current location — but it’s one of the few souvenirs from that week that we have kept, and still plan to use.
May 3rd, 2008 at 10:14 am
Enjoyed all of it – and the readers’ comments too.
We used laundry detergent boxes because we never had cold cereal (too expensive).
My dad had a wood lathe because he used his small work-shop to make toys and things for us since we hhad little money, and he’d make extra money by selling toys to the people in town.
Dad would take all the wood scraps; form them with a knife – then we’d all chip in and ‘sand them into ‘shapes’. We’d stain the bare wood with food coloring so we could recognize ‘our pieces’.
We’d think up the game; crayons were usually what we’d mark the colors with; dad used an old black glass-marking pencil for the lay-out.
We’d also fill up the glasses and fruit jars with different levels of WATER; then we’d create music with the sounds – what fun!
Dad would get out some of the pots and pans; the spoons – now we had a ‘band’……..
We’d get out the dictionary; we’d look up a word – the rest had to guess the word after we’d read the meaning – how we learned from that game, and had fun too.
We made a target out of a cereal box; used rubber bands, and used paper-wads from the old newspapers we’d pick up after the market put them out as trash.
We played pick-up-stick; jacks; only 10 cents for each game ‘back then’.
We had an old piano with sticky keys, but it was good enough for all of us to learn on; sing to, and make music (I’m never without music playing or playing it myself).
I guess I could add to my one blog about dealing with the recession – some of these ideas, but in many cases, it seemed as if I might be suggesting things that simply weren’t viable enough in saving a significant amount of money for any one (and possibly they’d sound way too boring).
For me because it was the ‘atmosphere’ – the ‘time’ back in the 1940′s, that made it not ‘frugal’, but simply a smart way to cope with the lack of having much in the way of material things.
To me, frugal is being smart – to others, it’s ‘going without’……
Anyway, I enjoyed my read; linked to it from Merchants – enjoy her blog as well.
June 23rd, 2008 at 10:01 pm
A fellow frugal traveler sent me this post. I love it. I’ve been at this frugality thing for years and what some of you newbies don’t realize is that when you have cut back on everything and you need to cut back more you may start getting a little crazy. The night I read your post I was in bed thumbing through the Reader’s Digest “Back to Basics” book wondering if I could start making my own soap. I needed a reality check and this was it. Thanks!!!!!
August 25th, 2008 at 8:09 am
[...] There’s room for all of us, even if we are all at different points on our money-saving journeys. [...]
March 24th, 2009 at 3:58 pm
LOL, Loved this one! #5, not buying cold cereal. now why didn’t I think of that? The only time I buy cold cereal is on holidays! That’s a treat.
We’re all in this together, regardeless of where we’re at. Some that haven’t even started can make us feel so proud when we’re still at #1. Isn’t that what it’s all about. To be proud of what we have been able to achieve. Not being “down with the Jone’s”, but to still enjoy being alive, with a sense of purpose, and the ambition to progress. I enjoy hearing of everyone’s progress, it spurs me on , and sparks my own creativity. Thanks again for a great post
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