An Introduction To Cheerful Frugality

Posted by: MerchantShips on Monday, September 10th, 2007

Hi! I'm Meredith from Like Merchant Ships, and let me confess right now: I'm a little nervous about posting here. It's hard to follow a wordsmith like the Headmistress, especially when she writes with such frugal experience.

Me? I've only been studying frugality for the last eight years, unless you count my Tightwad Gazette purchase in college. My husband and I were lucky--we started life with only a small amount of debt, a mutual interest in thrift, and hours of Dave Ramsey in the car. We didn't have the hole from which so many families must climb.

What we did have: in-laws who wondered why we drove a 25-year-old Volvo instead of an SUV, Christmas presents to budget for people whose budgets had no limit, and prayer for a home of our own. Oh, and there was my husband's teacher salary, which was never enough to spread around those high standards.

I realized quickly that resentment would poison our marriage. We would have to figure out a way to live well on less...and laugh about the rest. That's when I developed an attitude of "cheerful frugality"--the art of saving money and doing it with a smile on your face.

Why a smile?

Ever since then, we've laughed our way to the bank.

I hope you'll check Frugal Hacks each Monday for discussion about cultivating cheerful frugality in your home. (You can follow our adventures in cheerful frugality daily at Like Merchant Ships.)

For now, I'd love to know your idea of a comfortable grocery budget. How much would you spend if money were no object? What do you do to enjoy the budget you have right now?

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30 Responses to “An Introduction To Cheerful Frugality”

anita Says:
September 10th, 2007 at 10:55 pm

There are 3 of us living in our home. My husband, myself and our grown son. I spend approximately $300 a month on groceries. I’m very careful about how I spend, and most meals are eaten at home. We go out to dinner usually on Friday nights, and once a week, i will eat a “fast food” breakfast or lunch out. We do a lot of barbecuing when the weather’s nice, and eat outside a lot, making dinner a really fun time.

Barb Szyszkiewicz, sfo Says:
September 11th, 2007 at 5:57 am

We are a family of 5 including one teenage boy who is a distance runner (so he eats enough for 2 people!) I spend around $550 a month for food, paper supplies and cleaning supplies. I think we eat very well on this budget and I keep our pantry and freezer full. If I had more to spend I’d probably buy a bigger variety of meat and things we rarely have–like lamb chops/veal/roast beef, and more fish.

Lynnae @ Being Frugal Says:
September 11th, 2007 at 7:08 am

We’re a family of 4, and our grocery budget is about $400 right now, though I’m working hard on getting it lower.

We have homemade pizza night on most Friday nights, and the kids (ages 9 & 4) help make the pizza. We have a great time in the kitchen, and the kids are always proud of the dinner they made.

Miranda Says:
September 11th, 2007 at 8:08 am

We are a family of six. I currently budget an “average” of $250 for groceries and another $75 for paper goods, diapers, and dog food. I would be more comfortable if I had a budget of $350 for food and $100 for paper goods. I generally cook from scratch, but still feel the pull to eat out. This is usually because I am tired of cooking and washing dishes by the end of the week. So I have incorporated Friday nights as “fast food” night. I allow a small amount of my grocery budget to purchase foods we would normally eat out… like chicken fingers and french fries, pizza, hamburgers and cheese tots. It takes about 30 minutes (or less) to throw together a quick fix fast food type dinner… the same amount of time it takes us to load up the kids and drive to town to order fast food. By choosing foods that we like to order out, we don’t feel like we are missing anything.

Quasimodo Says:
September 11th, 2007 at 8:35 am

Oh hey, Meredith! Good to see you here! Congrats on the new writing assignment!

Ok, a comfortable grocery budget would probably be about $600-700 per month. I have two teens and a picky 9yo, and they all like different things. My dh and I eat low carb for the most part, and all the ingredients to do that can be expensive.

REALITY CHECK: What works for us right now is about $500. I know that still sounds like alot…it is, and I’m tired of it! It’s too much money to be spending on food! I suppose that would mean about $100 per person per month, which is similar to what anita (above) said she spends, so perhaps it’s not so much. Still….too much for me.

I am getting back to making menus with simple recipes for the week as well as starting to use coupons again. I am wanting to lower our budget to $400, then hopefully $300, and so on. This is actually enjoyable to me, but I don’t know if that answers the question you asked. I do know that when I have a menu and am well prepared, I do enjoy cooking much more. I also like the challenge of seeing how much less I can spend on groceries, so I suppose I will be doing this with a smile on my face. :)

Jennifer Says:
September 11th, 2007 at 10:33 am

Well, my budget is $400 which is a huge struggle for me to feed my family of 6 on. I think that $500 would be very doable and I wouldn’t stress or worry so much. However I don’t see that in the budget any time soon, so we keep plugging away. I am very thankful that I am able to have $400 a month for food alone, many people don’t have that much.

Donna Says:
September 11th, 2007 at 11:20 am

Hi, my family has 6 members, my husband, myself,a 12, 9, 4 and newborn baby 5months old. All Boys! Our budget is around 400 a month plus 50 for paper/diapers,deoderant, etc. I would be much more comfortable with 600 for food and 100 for paper–My kids invite friends over constantly–being all boys they can really rip thru my cabinets! Couponing is not easy in my area–stores that say they double, will not double on sale items–I do a lot intense menu planning to make it work. This is last baby is my first baby to require formula. So recently having to add formula, baby food ( I only buy on sale and with coupons, otherwise I make my own) and diapers ugh!! Well those things have put a squeeze on us. I am impressed with Miranda’s budget! Wow

Rachael Says:
September 11th, 2007 at 11:25 am

We normally spend about $250 a month for myself, hubby and one very hungry toddler. I use a lot of coupons (my family/friends give me their coupons that they are not using). That amount includes everything (pet food and supplies, paper products, and diapers). I really don’t stress out that much about the budget, it has a little wiggle room so that if I find a great deal I can stock up. I’m happy with $250 a month becuase I still buy some convience foods and know that if I had to lower the amount I could:)

Meredith Says:
September 11th, 2007 at 12:26 pm

Wow! I’m thrilled that so many of you have taken the time to talk about your grocery budgets.

It is so interesting to see the different numbers, needs, and wants. Brings a bit of perspective to your own grocery spending, doesn’t it?

Next Monday I plan to go into more detail about developing a cheerful grocery budget.

Keep the comments coming!

Esther Says:
September 11th, 2007 at 1:05 pm

I spend way, way to much! My budget is $600 but it’s more like $800 a month for a family of six, four of whom are 6 and under. We have an insane amount of allergies. Hubby has 50 plus food sensitivies and the kids between 15 to 55 food sensitivities a peice. The baby seems okay but she’s only three months. So we have to rotate our foods so I’m the only one eating leaftovers. The kids are very chemically sensitive so I try to buy organic because food coloring and preservative make them miserable. We never eat out as a family. It’s hard, I shop five stores just to find enough variety to rotate on a four day schedule. Any suggestions???

Kim Says:
September 11th, 2007 at 2:15 pm

My grocery budget is $350.00 a month for my family of four, hubby, myself, 13 yo dd and 8 yo dd. That does not include eating out, which we do about twice a month but that is often a dollar menu and we take our own drinks and chips.

I am blessed with a husband who will eat literally ANYTHING I fix and tell me it’s wonderful! My 13 yo is the same. 8 you and myself are the picky eaters.

Generally we eat meat only once and sometimes twic a week. I make lots of stews and fix a huge meal every Saturday night so that the leftovers carry over to Sunday (my day off). Soups and stews usually carry over as well, so I only plan meals for 5 nights a week and the other two are leftovers or sandwiches. One night is breakfast type food (we like it better at dinner time), and another night is a good sandwich night, like a Rueben or French Dip (our favorites).

I think I could cut our budget even more if we cut out soda, but hubby has to have his Diet Coke. I would also like to plant a garden next spring and see how that goes.

Christel Says:
September 11th, 2007 at 2:56 pm

It’s so interesting to see all of the many variants. For our family of 8, our grocery budget is $600 per month, and that includes all paper products, socks, underwear, shampoo, etc. It doesn’t include one restaurant meal per week (usually fast food or pizza) Money no object? I would go up to probably $800 monthly, mainly to include different meats, exotic time produce.

Momma Says:
September 11th, 2007 at 3:38 pm

I estimate my food expenses for my family of ten to be about $700 a month. I use a food co-op, Azure Standard, for many of our organic items, canned food, wheat, and some personal care things…the rest is is spent at Costco for meat, pantry and bulk things, and grocery stores and fruit stands for perishables.

I indulge by purchasing $11.00 (2 half gallons)in raw milk weekly. If I had no budget at all, I would use only raw milk for everyone and everything!

We eat out about twice a month, which runs between $30 for fast food (which we almost never do..it makes us sick!)or pizza to $85 for a fancier restaurant (Bubba Gump’s once a year!)

celina Says:
September 11th, 2007 at 3:54 pm

i try for 400$, me dh a 6yr and a 4 yr old….

id love 500$, usually do 300$ to compensate for other bills, even down to 250$…

i actually doubt i could spend 500$ even at 400$ i stoke up so much, my pantries are bursting…

here in canada, rarely any coupons and never doubles…in my dreams….

that does include dog food, high quality and cat food and litter for 3 cats….

and all cleaning products…

looking forward to your new column meridith

Celina in Canada

celina Says:
September 11th, 2007 at 3:54 pm

obviously i meant stock up not stoke up…

Dana Says:
September 11th, 2007 at 4:35 pm

Our budget is $300 for the four of us and we do very well on that. I try to “work the sales” and coupon as much as I can.

anna Says:
September 11th, 2007 at 4:36 pm

I feel slightly guilty admitting to the $1000 a month I easily spend on groceries. However, we are all at home for every meal, two adults and four pubescent children HEAVILY into growth spurts, and one toddler. We can’t eat any dairy-based meals due to a child’s allergies, and we only go out to eat when hosted by in-laws.

I buy as much organic as I can find, including dairy for the ones who can. I do all our baking myself and buy very little processed foods. Crackers, maybe.

On the plus side, not one of us has needed to see a doctor in the last three years. Some kids haven’t needed to go in more than five years!

patti Says:
September 11th, 2007 at 5:38 pm

We spend about $240 per month. That’s for my teen age boy and me, and having a family or a group of friends over for dinner about once a week. I would like it to be $200 per month, but my son does not agree with me. He likes to eat. A lot. I plan carefully, waste nothing, and consider every purchase. My paper goods budget is $3.00 per month for 2 packages of toilet paper made from recycled paper. We eat mostly organic, local food, included many things we grow or pick ourselves. We make almost everything from scratch. We eat breakfast at home, we pack our lunches (with cloth napkins, in reusable containers), and eat dinner out once a week. Cat food and litter for 2 cats, cleaning supplies (vinegar, baking soda, borax, washing soda, fels naptha soap, and Murphy’s if I’m splurging)are included in this budget. We feel incredibly blessed and are never hungry.

starryfish Says:
September 11th, 2007 at 6:41 pm

We are a family of 4, myself, hubby, a one and two year old. I budget $50 a week (or about $200 a month) for groceries, diapers, paper goods, etc. I shop all the loss leaders, use cloth napkins instead of paper towels, baking soda & vinegar for cleaning. We do really well with this budget, both my fridge freezer and chest freezer are full, and we have full meals each day, including some form of meat each night. I make most of our food from scratch, use powdered milk, and buy hardly any “snack” foods. $100 a week would be extremely comfortable, but I think it would make me less creative in the kitchen (which I enjoy more and more).

WindsweptPlains Says:
September 11th, 2007 at 6:47 pm

My family spends around $1500 a month for food alone (not counting cleaning supplies, etc.) Five members of our family have special food needs- we see a nutritionist to help us with malabsorbtion issues. We have certain foods that we need to eat, lots of fresh fruits and vegetables, all organic. My oldest daughter is especially sensitive to pesticides and so we cannot “cheat” and buy non-organic. Because we spend so much on food, we need to be very frugal in other areas of our budget. However, it is a sacrifice my husband and I gladly make since the special diet has made such a difference in the health of our children.

I wanted to let Esther know that although I do not have any frugal tips for dealing with extensive food allergies and a rotation diet, I do understand what you are going through. You may not be able to be as frugal with your food budget as others without food restrictions, but you can know that you are doing the best you can for your family and their long term well-being. Perhaps you can give yourself freedom from guilt over the amount of money you spend in this area by being careful in all the other areas in your financial life.

I have loved reading Meredith’s blog because she has inspired me to see what can be done with so little money. Although I can’t try your recipes, I love to see all you do with your home and children!

ArdenLynn Says:
September 12th, 2007 at 5:33 am

I budget $600 a month for food and $75 for tp, diapers and girly stuff.
We are a family of 9. All meals are eaten at home and I cook, cook, cook.
Dinner last night was 1# bacon, 1# sausage, 12 eggs, 1 doz. cinn. rolls and 2# grapes. There were a few pieces of bacon left so I put those on sandwiches for the older childrens lunch.
We don’t eat out and we don’t snack much. I could go cheaper without the sausage and bacon but then they are hungry again in an hour. Plus, a skimpy meal is depressing. I even it out over the course of a week.

Ann Says:
September 12th, 2007 at 10:05 am

Hi,
I also live in Canada and agree with Celina as to coupon shopping. We might save $1 or $2 dollars a month if we come by the right coupons. There are four of us left at home full time, but we have had a male student living with us for part of the year, as well as my daughter being home from university for the summer. I am currently spending $600CAD per month for everything. We do try to grow some of our own produce and preserve it for the winter. I buy most of our meat from a butcher, but we usually go light on the meat content in a meal. We eat a lot of homemade bread for filler for our teenage boy. I try to buy what is in season.

Amy W Says:
September 12th, 2007 at 1:48 pm

Our grocery budget is $50/week for a family of 5 (2 adults and 3 children 10 and under). Sometimes it is a stretch to keep within the budget. We have always had to budget very tightly- I think a comfortable budget for our family (with the cost of dairy etc. climbing higher every day) would be more like $350/month. The thought of an “unlimited” budget just about boggles my mind. What would our budget be if we could set it for any amount? What would I do/purchase differently? Well, I know one thing I would purchase would be organic milk- as much as I would like to do so now I just can’t justify it in my budget. I’d also probably purchase better (and more) meat selections. I would also purchase more of a variety of fresh fruits. With a higher budget I bet that I would probably be tempted to make more than 1 trip every other week to the grocery store.
All in all, it’s probably best we are budgeted where we are at right now.
I actually [usually] enjoy the challenge of being creative with our food budget and menu planning.
I also look forward to reading you here every Monday, Meredith. Good Luck and God Bless your cheerful frugality!

Jane Says:
September 12th, 2007 at 6:08 pm

Hi, just came here from your blog! Well, I can save a lot with double coupons and sales, sometimes as much as $60. But, I have found that we eat better when I shop at Trader Joes. There is a smaller and healthier selection. The prices are less than store prices without coupons and best of all there isn’t too much to get tempted by. Costco can be great, but again there is a lot there that I get tempted by. So I try to just get meat and freeze it. If money were no object I would shop at Whole Foods, buy locally/organic from the farmers markets and buy fresh and not frozen meat.

Kathryn Says:
September 13th, 2007 at 8:07 am

I average around $300 a month for my husband and I and a picky 2 year old for groceries, toiletries, paper, and cleaning supplies. $40 a month for almost-raw whole milk (2 gal. a week), 50 – 60 bi-weekly at Aldi for yogurt, sliced cheese, cereal, etc, and most of the rest I spend once a month at Sam’s Club. I do get personal care items at Walmart, we get organic whole wheat bread at the bakery thrift store, usually for 49 cents a loaf. We shop our local Ingles for some items that I cannot get at Sams or Aldi, or for sale items or things that I might have a coupon for. I very rarely coupon and since I work full time, I don’t care to spend a lot of time grocery shopping. I have a garden and get a lot of organic seasonal produce that I can and freeze.
Quarterly, I do a freezer filler. For a Saturday’s worth of work, I put approx. 40 meals in the freezer. They are ready to thaw and cook. This really cuts down on the eating out, which we might go out once every month or two. It also cuts down on waste, since I portion the meals out to enough for dinner for us and maybe a little for leftovers for lunch the next day. I also plan a menu for the week.
We don’t eat totally organic, but do stick to mainly whole foods, with meat at least once a day. My husband doesn’t care for chicken, so we use lots of roasts, ground beef, and pork. If I had a few extra $$ I would buy all organic meats, but there isn’t much else I would change. We have tons of food in the pantry and freezer and eat very well.

Cheerful Frugality and the Grocery Budget | Frugal Hacks Says:
September 17th, 2007 at 8:26 am

[...] to everyone who commented last week, we’ve seen a wide range of grocery spending.  Actual budgets for some of you are ideal [...]

Karen Says:
September 17th, 2007 at 9:51 am

I budget about $700 for our family of four, plus any other loved ones who drop in at mealtime. I try very hard to buy in season, local produce, and I buy our dairy & meat products from a local organic ranch. Having grown up in California, we also have a nice glass of wine with dinner almost every night. I could do just fine spending less, but I enjoy cooking and experimenting with new recipes to share with friends and family, so I’m frugal in other areas of the budget.

Heather Says:
September 18th, 2007 at 10:53 am

Our food budget is $300/month for my husband and me. It covers all grocery and household items (toiletries, cleaning supplies) plus eating out. The eating out category really doubles as our entertainment category, since we love trying new and exciting meals, and appreciate the work that good chefs put into their craft. We eat out about once a week.

A large part of our budget goes to milk; my husband averages 5 gallons a week just by himself, but he grew up next to his uncle’s organic dairy farm and dearly loves good milk. I try to get locally-made, minimally processed milk as often as possible, but the cost is unfortunately a little prohibitive. We average 1.5 gallons of local milk (at $3.75/half gallon) plus the rest in grocery store milk. If we went to all local milk, we’d need to push our budget to $400/month.

Clare Says:
September 25th, 2007 at 5:36 pm

We spend 350-450 a month for two adults and a 16 year old girl and a 14 year old girl. If I could have an unlimited food budget I would buy more fresh veggies, fruit and a better selection of meat. We buy chicken, fish, hamburger and occasionally pork on sale. We don’t have any food allergies so that helps. I wish we could double our coupons here in Canada. I coupon when I can but usually only save 2-5 dollars but all that helps as well. I do try to keep a stocked pantry for the tight months when our car insurance goes out every 6 months. Clare

misty Says:
October 6th, 2007 at 7:25 am

I have to say that I don’t know how you all do it. We struggle with $600 a month just for food. There are four in our family. My husband eats a lot. My six year old is always hungry. We have a two year old son. My family does not eat any meat. We do eat fish once a week. We eat whole grains and try to eat organic produce. I buy only organic milk for the kids. They drink at the most two glasses a day, preferably only one. We rarely use coupons as I do not purchase products that offer coupons. I am trying to move more towards a macrobiotic diet. Our splurge is a dark chocolate bar a week and organic macaroni and cheese for the kids once a week. I make most everything from scratch. Ideally, I would like to have 800-1000 a month for just food.

 

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